Barclaycard Commercial Visa Platinum Credit Card
Barclaycard Business Visa Gold Credit Card

Barclaycard Commercial Visa Platinum Credit Card
Barclaycard Business Visa Gold Credit Card

Together, we’ll get your business where you want it to be

You know where you want your business to go, but getting there isn’t always easy. With all the features of our Commercial credit card behind you, you can simplify admin, separate your business and personal spend, streamline your finances and set your sights on what really matters: growing your business.

As a Barclaycard Commercial Visa customer, you have a wide range of features and benefits to help keep your business on the up and up. With access to over 27 million outlets worldwide, in 150 countries as well as 1 million ATMs around the world*, your card can be used for all your business expenditure, wherever your business takes you.

If you currently hold a Barclaycard Business Visa Gold Card, we will issue you with a Barclaycard Commercial Visa Platinum credit card to replace it when it expires.

Overview

Cash flow when you need it most

With the flexibility of extra credit at your disposal, your card can be used to meet all of your usual payments, develop your business, or cover any unexpected costs. Whatever happens, we can help keep your cash flowing.

Control is in your hands

You can keep track of your expenditure through detailed monthly statements (also available online), which summarise your overall expenditure and itemise individual cardholder spend. You can also set individual spending limits for each cardholder, keeping you in overall control.

Using your Barclaycard Commercial Credit Card is a great way to separate your business and personal spend, making your expenses even easier to control

Flexibility of Spend

Your card is not just for travel and entertainment costs. It can also be used for general retail and wholesale costs, fuel, and vehicle servicing and maintenance. Use your card to its full potential to help keep your business moving forwards.

Online access so you can keep a close eye on expenses

Access transactions and management reports online which help simplify your accounting processes. Find out more about online services if you haven’t already registered.

Keeping your card safe

We have several features to help protect you and your card from fraudulent activity face-to-face and online.

  • Chip and PIN – use you card and PIN together and you’ll be less likely to suffer from card fraud.
  • Barclaycard Secure – protection for online payments
  • Online Protection – monitoring online transactions to identify suspicious activity

Security when you need it most

On top of running a business, you don’t want sleepless nights worrying about security. With us you can rest easy as we offer you a host of services to help safeguard your business. These include Purchase protection, extended warranties and enhanced travel insurances.

Up to 56 days of interest-free credit

From the date of transaction when your balance is paid in full and on time each month.

Exclusive business discounts with your Visa Card

Barclaycard Commercial has teamed up with Visa and other business partners, to bring you a variety of discounts, saving you money as you go about your business.

How To

…report a card lost or stolen

If you’ve misplaced your card or been a victim of crime, call one of the numbers below, 24 hours a day, 7 days a week

0844 822 2100

International: +44 (0)1642 876 603

Once you have spoken to our Lost and Stolen team you will need to complete this disclaimer form.

Set up a Direct Debit payment

If you want to set up a Direct Debit payment on your account you will need to complete a Direct Debit instruction. Fill in your details online, print, sign and return to the address printed on the mandate.

Until you receive notification on your statement that your payment will be taken by Direct Debit, then please continue to pay your account in the usual way.

Need more help?

If you need any assistance at all, please call our customer services team on 0844 822 2100 any time from 8am – 8pm on Monday to Friday and between 8am and 6pm on Saturday.

Online Services

If you have already registered for online services all you now need to do is click the green log in button above and enter in your credentials.

If you still need to register or you just want to find out more view our online services information page.

Insurance & Security

All business credit cards from Barclaycard Commercial come with added insurance benefits to protect your business in the event of unforeseen circumstances.

We’re committed to making it safer for our customers to shop face-to-face and online with:

 Chip and PIN

Use your card and PIN together and you’ll be less likely to suffer from card fraud.

 Online Protection

We continually monitor online transactions to help identify any suspicious activity and protect you from fraud.  If a fraudulent transaction takes place, your business won’t be liable.

Barclaycard Secure

Protects your card against fraudulent use when you shop online at participating retailers. In association with Verified by Visa, it works in the same way that chip and PIN does in shops.

Read more about security advice for cardholders.


Terms and Conditions Apply

Read Platinum Credit Card Insurance

Cardholder Misuse InsuranceShould you find that one of your cardholders has used their card inappropriately and you’re unable to get them to reimburse you, you could be covered for up to £15,000 per cardholder, and up to £1,000,000 each year for the business as a whole.

This cover also extends to contract and temporary staff. You will be able to claim for all fraudulent card transactions that took place in the 75 days before discovery of your loss, and for any further transactions that may come to light in the 14 days following you notifying us of the loss.


Terms and Conditions Apply

Read Platinum Credit Card Insurance

Travel insurance & Accident CoverPersonal Travel Accident Cover while in transit on public transport. To validate this service, all you need to do is use your card to pay for your trip. This will provide cover for you and up to three people travelling with you, for up to £100,000.

Since personal travel accident cover isn’t comprehensive travel insurance and only provides cover for bodily injury leading to death or permanent total disability while using public transport on a business trip outside your home country, we suggest you consider additional cover.

As a Platinum cardholder you can also enjoy enhanced travel insurances, including:

  • Emergency Medicial Expenses – up to £2 million worldwide
  • Legal Expenses - up to £250,000
  • Missed Departure - up to £400
  • Personal Liability Insurance – up to £1 million
  • Evacuation and Repatriation Expenses – up to £1 million
  • Cancellation – up to £3,000
  • Personal Baggage Replacement – up to £1,200
  • Hospital Benefit - £25 per day (for a maximum of 30 days or £750)
  • Lost Money – replacement up to the value of £500
  • Emergency Transport should you fall ill – up to £10,000

Terms and Conditions Apply

Read Platinum Credit Card Insurance

90 Day Purchase ProtectionWhen you buy eligible goods worth over £50 with your business credit card, you’re protected against accidental damage, loss or theft for the first 90 days, subject to an excess of £50.

If any of these occur within that period, you must notify us of the incident within 45 days of it happening, and the police within 36 hours.

You’ll be covered for:

  • Any single item up to £3,000
  • Any one occurrence up to £6,000 for each and every card
  • An aggregate of £12,000

Terms and Conditions Apply

Read Platinum Credit Card Insurance

Extended WarrantyFor eligible purchases worth over £50, paid for in full on your business credit card, you’re entitled to 12 months extra cover on top of the manufacturer’s warranty.

This cover is valid from a maximum of 24 months, and is subject to an excess of £50.

You’ll be covered for:

  • Individual items covered up to a maximum of £3,000
  • Individual claims or occurrences limited to a maximum of £6,000
  • Maximum claim covered per cardholder in any one year is £12,000

Terms and Conditions Apply

Read Platinum Credit Card Insurance

Register for Card Protection PlanYou can register your personal and business cards, passports and driving licences with our Card Protection Plan (CPP). For an annual fee of £29 per cardholder, or £70 for three years, you’re covered should your cards be lost or stolen. The service will cancel and replace all your registered cards with just one call, and insures them for up to £100,000 against fraud.

CPP also includes:
  • Reporting and organising replacements for all missing cards on your behalf
  • Access to emergency cash advances of up to £3,000
  • Arrangements for emergency travel documentation and travel tickets.

To use this service, you need to register your card, along with any other personal cards or valuables. To take advantage, please use your Barclaycard Commercial Credit card to subscribe and call 0870 125 7813 quoting '0701C'

If you have already registered with CPP, and have lost your cards, contact them immediately on 0870 125 7813 (quote' 0701C') and they will make the necessary arrangements for you.


Terms and Conditions Apply

Read Platinum Credit Card Insurance

Extra Benefits

Your Barclaycard Commercial Credit card is well connected with all these exclusive, discounted rates, specifically negotiated for your business.

The AA

We offer discounted AA membership for Visa Commercial customers, with up to 55% off usual rates.

Platinum cardholders are also able to upgrade to AA Fleet Europe cover for their vehicles, at no extra cost.

Call 0800 551188 and quote ‘0449’

Reed Learning

Visa cardholders are entitled to 25% off any training course paid for with your card. If a trainee leaves your company within 6 months, Reed Learning will train their replacement at no extra cost.

Call 0800 132 4487 and quote ‘Barclays01W’

Ryman

Visa cardholders get discounts of up to 15% off all office supplies.

Call 0800 801 901 and quote 'Barclaycard Commercial'

 

*According to information reported by Visa by its customers, Barclaycard Commercial Visa can be accepted at more than 27 million outlets and 1 million ATMs.

You need Adobe Reader to view the PDFs. If it's not installed on your computer, you can download it here for free.
Get Adobe Reader

 

Call Charges: The following is a guide to call charge information from Business landlines within the UK.

Lending Code: Barclaycard is a trading name of Barclays Bank PLC. Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board.
You can find out more about the Lending Code by visiting the Lending Standards Board(This link opens in a new window) website.

By clicking on a link with this icon, you're leaving a Barclaycard site and entering a website that's owned and operated by a 3rd party, where you will be subject to their website's terms and conditions.