A range of insurance benefits for credit card customers

Gold Visa and MasterCard credit cards:

Our credit cards come with free personal travel accident cover of up to £100,000 for a maximum of four people, including the cardholder, while in transit. All you need to do to validate this service is use your card to pay for the full trip.

Since personal travel accident cover isn't comprehensive travel insurance and only provides cover for bodily injury leading to death or permanent total disability while using public transport on a business trip outside your home country, we suggest you consider additional cover.

Platinum Visa credit cards:

We offer enhanced travel insurance for platinum cardholders, which includes personal travel accident cover. All you need to do to validate this service is use your card to pay the cost of the full trip. Platinum cardholders can be covered for the following while on a business trip:

• Emergency medical expenses – up to £2 million worldwide
• Personal liability – up to £1 million
• Evacuation and repatriation expenses – up to £1 million
• Legal expenses – up to £25,000
• Cancellation – up to £3,000
• Personal baggage replacement – up to £1,200
• Hospital benefit – £25 a day (for a maximum of 30 days or £750)
• Lost money – replacement up to the value of £500
• Personal accident benefit – £250,000 during your trip when travelling on public transport, and £25,000 at any other time while you're there.

Buy eligible goods worth over £50 with a Visa or MasterCard credit card and they will be protected against accidental damage, loss or theft for the first 90 days, subject to an excess of £50. If any of these occur in that period, you should notify us within 45 days of the incident, and the police within 36 hours.

You're covered for:

• Any single item up to £3,000
• Any one occurrence up to £6,000, for each and every card
• An aggregate of £12,000

Gold Visa and MasterCard credit cards:

• Individual items covered up to a maximum of £2,500
• Individual claims or occurrences limited to a maximum of £5,000
• Maximum claim covered per cardholder in any one year is £10,000

Platinum Visa credit cards:

• Individual items covered up to a maximum of £3,000
• Individual claims or occurrences limited to a maximum of £6,000
• Maximum claim covered per cardholder in any one year is £12,000

We're committed to making it safer for our customers to shop online with:

• Online protection – we continually monitor online transactions to help identify any suspicious activity and protect you from fraud. And if an unauthorised transaction takes place, your business won't be liable.
• Barclaycard Secure provides online payment security in the same way as chip and PIN, when you buy from participating retailers, by requesting a secure password each time you use your card to pay online.