Get something back every time you spend. With the Barclaycard Goldfish credit card you can turn everyday spending into valuable rewards in the form of vouchers, which you can then redeem at over 25 well known brand names.
Earn 1 point for every £1 spent, the number of points you can earn is unlimited.
When you spend £100 a month or more, for the first 3 months of opening your account we will give you extra reward points, worth £30 in vouchers. That's 7,500 points credited straight to your account in your 4th month for you to redeem immediately. For every balance transfer you make over £1,000 we will give you an extra 100 points. Terms and Conditions apply
Plus 9.9% interest on every purchase and balance transfer you make (no handling fee applies). Terms and Conditions apply
Have you ever thought how much you spend a week on your everyday purchases like transport, recreation, food and clothing? If you switch your weekly purchases to the Barclaycard Goldfish credit card you could earn £120** or more worth of vouchers in the first year.
* Based on www.moneysupermarket.com on 4th January 2010.
** Based on 2007 average UK household expenditure of £23,868 per year. source: main commodities & services, office for National Statistics plus £30 of incentive vouchers.
Barclaycard Goldfish includes contactless payment technology, a new, quick and easy way to pay for purchases of £10 or under - Find out more
Barclaycard reserves the right to withdraw this offer at any time.
Terms and Conditions apply. Barclaycard is subject to application and status.
This offer is only available to new customers.
You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets.
If you have a disability that may affect how you communicate with us or which would make using a PIN difficult, please contact us on 0845 7660 758 before completing the application.
The following is a guide to call charges from landlines within the UK: Call charges info.
We believe it's one of the best rewards programmes on the market. You'll receive 1 point for every pound you spend, wherever you spend it. You can then redeem your points for vouchers to spend at over 25 well known brand names. Terms and Conditions apply
The number of points you can earn is unlimited, so you can really benefit from some great rewards. Points pile up fast and you can redeem treats and rewards whenever you want.
Based on the average UK household spend, using your Barclaycard Goldfish for all purchases could earn you an extra £90* in rewards a year.
*Based on 2007 average UK household expenditure of £23,868 per year. source: expenditure and food survey, office for National Statistics.

























It's good to know the plain facts about this Barclaycard. This Summary Box gives you clear information about the key features of the card and does not replace any terms and conditions.
APR
Typical 9.9% APR (variable)
| Interest rates | Introductory rates | Monthly interest rate | Annual interest rate |
|---|---|---|---|
| Purchases | 0% for 3 months from account opening | 0.793% | 9.9% |
| Cash withdrawals | N/a | 1.233% | 15.8% |
| Balance transfers | N/a | 0.793% | 9.9% |
Interest free period
Up to 56 days interest free from the date of the transaction on new purchases if you pay your statement balance in full and on time each month.
No interest free period on balance transfers, cash withdrawals or Barclaycard cheques (subject to any interest free promotional offer).
Interest charging information
If interest is payable, it will be charged from the date the transaction is debited to your account until it is paid in full.
As interest is charged until the date of full repayment, this means that you may receive a further interest charge the following month even though you have paid your current statement balance in full.
Interest is charged on your average daily balance. By repaying more of your balance, or by making your repayments earlier, you will pay less interest.
Allocation of payments
Payments you make will reduce your balance in the following order:
Please see the Barclaycard conditions for further details.
Minimum repayment
2.25% or £5, whichever is greater. If you only make the minimum payment it will take longer and cost you more to clear your balance.
Credit limit
Minimum credit limit : £250
Maximum credit limit: Subject to status
Fees
No annual fee
Charges
Default charges
You can avoid additional charges. Please stay within your credit limit and ensure that your payments are received on time.
The examples below show how long it would take you to repay a purchase of £1,000 made with your Barclaycard:
| Monthly payment | Minimum payment each month | £50 each month | £100 each month |
|---|---|---|---|
| How much interest will be charged in the first year? | £64.30 | £51.65 | £30.42 |
| How much interest will be charged in the second year? | £73.52 | £24.34 | None |
| How long would it take to clear the balance? | 13 years 6 months | 2 years | 1 year 1 month |
The following assumptions have been made:
You have a right to cancel this Agreement. This right will expire 14 calendar days after we post the card to you. Unless you cancel within this period you will be bound by this Agreement. If you wish to cancel this Agreement, please send written notice to Barclaycard, Department BCR, Northampton NN4 7SG. If you cancel you will still need to repay any money already lent to you. Unless you repay this money in full within a month of cancellation on all rights, you may be required to pay interest or other charges under the terms of this Agreement.
Barclaycard is a trading name of Barclays Bank PLC. Barclays Bank PLC is authorised and regulated by the Financial Services Authority.
Registered in England No: 1026167. Registered Office: 1 Churchill Place, London E14 5HP
As well as new to credit cards, Barclaycard offers great deals on balance transfers, cash back and more.
For more information on the Barclaycard range of credit cardsor to apply for a credit card,0% balance transfer credit card,apply for credit card online,balance transfer,cashback credit card.Are you looking for a card that offers a credit balance transfer?Then fill out our credit card applicationform covering our entire credit card range.Will also offer: Credit cards low APR,interest free credit card,online credit card,Platinum credit card,UK credit card range,UK low rate credit card.Personal Loans.Business Credit Card.Insurance
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