Barclaycard OnePulse is the only card to offer Oyster card, Credit and Cashless all in one card.

How the card works

Barclaycard OnePulse has three built-in functions, helping you to save time, money and hassle:

• It’s an Oyster card
  Use your Barclaycard OnePulse in the same way as a standard Oyster card, for the fastest and easiest way to travel around London. Remember, you’ll need to pre-load the card with pay as you go, Travelcard or a Bus Pass before you travel
• It’s a Credit card
  Shop with all the value, flexibility and security you’d expect from a Barclaycard credit card
• It’s a Cashless payment card
  Forget having to find cash for smaller purchases. OneTouch payment allows you to make purchases of £10 and under in an instant wherever you see the ‘wave symbol’.

Auto top-up

Set up Auto top-up from your Barclaycard OnePulse and we’ll automatically top up your Oyster pay as you go balance with £20 or £40 whenever it falls below £5. This means you’ll never have to queue to top up your Oyster pay as you go balance again

Learn more about this card

People choose Barclaycard because all customers could enjoy:

• Identity Protection Service - advice about protecting yourself from identity theft
• Safer shopping with Fraud Protection on credit card transactions – including Chip and PIN, and watching for unusual spending on your account
• Purchase Delivery Protection against loss or damage to online, phone or mail orders from despatch to door (second-hand goods and services excluded)
• Emergency help when travelling abroad
• Great holiday deals with our Travel Service
• Convenient online account management
• Emergency cash advance and credit card replacement service
• Text alerts five days before payment is due (opt in required)
• 24 hour helpline

Find out more about the benefits of choosing Barclaycard
* Terms and conditions apply to all benefits

Important details
Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability please contact us on 0845 7660 758 before completing the application.

Think about Barclaycard OnePulse if you:

• Earn in excess of £15,000 per annum
• Currently hold a personal Barclaycard with a credit limit in excess of £1,000 (excluding Company Barclaycards)
• Do not currently hold a Barclaycard OnePulse Credit Card, Student, Initial, Combinations or Premier Barclaycard
• Have been a Barclaycard customer for more than 6 months
• In the past 12 months have not incurred any fees for missing or late payments or exceeding the credit limit on your existing Barclaycard

It’s good to know the plain facts about your Barclaycard. This Summary Box gives you clear information about the key features of your card.

Other rates	Introductory Rates	Monthly Interest Rate	Annual Interest Rate
Purchases	0% for six months from account opening	1.167%	14.9%
Cash withdrawals	n/a	2.075%	27.9%
Balance transfers	n/a	1.167%	14.9%

Purchases	From transaction date	Until paid in full
Cash withdrawals/Cheques	From transaction date	Until paid in full
Balance Transfers	From date of debit from your account	Until paid in full
	Even if you pay the balance in full, the interest charge for the period from the previous statement to the date of full repayment will be debited the following month.

Monthly Repayment	Minimum repayment each month	£50 each month	£100 each month
How much interest will be charged in the first year?	£60.77	£45.05	£18.87
How much interest will be charged in the second year?	£110.24	£34.74	None
How long would it take to clear the balance?	16 years 8 months	2 years	1 year 1 month

Cancellation rights

You have a right to cancel this agreement. This right will expire 14 calendar days after we post the card to you. Unless you cancel within this period you will be bound by this Agreement. If you wish to cancel this Agreement, please send written notice to Barclaycard, Department BCR, Northampton NN4 7SG. If you cancel you will still need to repay any money already lent to you. Unless you repay this money in full within a month of cancellation, you may be required to pay interest or other charges under the terms of this Agreement.

Barclaycard is a trading name of Barclays Bank PLC. Barclays Bank PLC is authorised and regulated by the Financial Services Authority.

Registered in England No: 1026167. Registered Office: 1 Churchill Place, London E14 5HP