Priority Club^® Rewards Visa Credit Card

At Barclaycard we have a partnership credit card with Priority Club that offers you great rewards.

We’ll reward you with 10,000 Priority Club Bonus points – That’s 2,000 Airline Miles!

We’re offering you 10,000 Priority Club bonus points when you apply and use your card to make a purchase within 90 days of opening your Priority Club Rewards Visa Credit Card.

You can turn your 10,000 bonus points into 2,000 Airline Miles or a FREE three course dinner at a Crowne Plaza, Holiday Inn, Holiday Inn Resort, and Holiday Inn Garden Court hotel. Priority Club points can easily be redeemed for a choice of hundreds of rewards. Choose from hotel stays (Reward Nights), airline miles and tickets, dining or shopping certificates, a wide selection of brand-name merchandise and so much more.

Why not earn 1,000 Priority Club Bonus Points from your everyday spending

The Priority Club Rewards Visa Credit Card gives you something back for your everyday spend. The average family spend £76.50 on their weekly groceries and transport*. If you used your Priority Club Rewards Visa Credit Card this could earn you 1,000 Priority Club bonus points every 3 months! Plus, if you used your card at any hotel in the Priority Club Rewards Family of Brands you could earn even more bonus points.

Remember you’ll get

• 2 Priority Club bonus points for very £1 you spend at InterContinental Hotels & Resorts, Crowne Plaza Hotels, Hotel Indigo, Holiday Inn, Express by Holiday Inn, Staybridge Suites & Candlewood Suites
• 1 Priority Club bonus point for very £1 you spend on your everyday purchases such as groceries and petrol

Want even more?

When you take out a Priority Club Visa Card you will also get 0% interest on balance transfers for 12 months made within 60 days of account opening (2.99% handling fee applies)

Important information

Priority Club Rewards Visa reserves the right to withdraw this offer at any time. Priority Club Rewards Visa is subject to application and status Terms and Conditions apply.

*Office for National Statistics. Family Spending 2008 Edition. Transport includes petrol, diesel and other motoring oils, rail, tube and bus fares. Groceries includes food and non-alcoholic drinks.

Think about Priority Club Rewards Visa Credit Card if you:

• Want a credit card that rewards you every time you make a purchase
• You are aged 18 or over
• You are not a student
• You have no history of bankruptcy or defaulted credit agreements
• You haven’t had any County Court Judgements (CCJs) or Individual Voluntary Arrangements (IVAs) in the past 5 years
• You haven’t recently applied or been declined for the Priority Club Rewards Visa Credit Card

The information contained in this table summarises key product features and is not intended to replace any terms and conditions.

Interest rates	Introductory Rates	Monthly interest rate	Annual interest rate
Purchases	N/a	1.313%	16.9%
Cash Advances	N/a	2.075%	27.9%
Balance transfers	0% interest for 12 months on balance transfer made within 60 days of account opening with a handling fee of 2.99%.	1.313%	16.9%

Monthly payment	Minimum payment each month	£50 each month	£100 each month
How much interest will be charged in the first year?	£147.44	£131.43	£92.46
How much interest will be charged in the second year?	£120.65	£52.96	£0
How long would it take to clear the balance?	12 years, 9 months	2 years, 1 month	1 year

Priority Club Rewards Visa Credit Card balance transfer terms and conditions

1. You can transfer up to 90% of your credit limit depending on the available credit limit on your account.
2. We reserve the right to refuse a credit card balance transfer or to limit the amount you can transfer.
3. A 2.99% handling fee will apply to each 0% interest balance transfer you make.
4. We can’t accept transfer from cards or loans issued by companies within the Barclays Group.
5. If you choose to close your account with other lenders, please let them know in writing.
6. You should continue to make payments to other lenders until the balance has been confirmed.
7. At the end of their promotional periods, Promotional Balances will be transferred to the Standard Balance and the standard rate will apply unless they relate to cash transactions in which case they will be transferred to the Cash Balance and the cash rate will apply.
8. We will transfer Promotional Balances to the Standard Balance or the Cash Balance (as relevant) at the end of the promotional period and also if you break this agreement.
9. We will also apply the standard rate (or cash rate if applicable) to Promotional Balances before the end of their promotional periods if you do not make at least your minimum payment by the payment due date or if you exceed your credit limit at any time.
10. To qualify for this balance transfer offer you must transfer any balance within 60 days of opening your Priority Club Rewards Visa account. Please see summary box and Priority Club Rewards Visa conditions about allocation of payments.