Barclaycard
Personal
Business

Your Barclaycard Account

  • Log in
  • Register


Cards that may suit you

   
Good Average Needs
Improvement

You could have a Good credit rating if:
  • You have no history of bankruptcy, Involuntary Arrangements or County Court Judgments (CCJs) against you
  • You have a history of managing credit commitments well i.e. have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage
  • You have always made payments on time
  • Excluding a mortgage, your debt is less than 10% of your income.
Important
This credit scale is general guide only. It is not a formal assessment of your ability to obtain credit.
You could have an Average credit rating if:
  • You have no history of bankruptcy, Involuntary Arrangements or County Court Judgments (CCJs) against you
  • You have a limited history of managing credit commitments well i.e. have existing credit cards, loans, overdraft or mortgage, but have no more than 2 credit commitments
  • Your record of paying credit commitments on time is less than 4 years old
  • You have not missed ANY payments on a credit card or loan in the last 12 months
  • Excluding a mortgage, your debt is less than 40% of your income.
Important
This credit scale is general guide only. It is not a formal assessment of your ability to obtain credit.
Your credit rating could Need Improvement if:
  • You have no history of bankruptcy, Involuntary Arrangements or County Court Judgments (CCJs) against you
  • You have a history of missing payments on your credit commitments
  • You have been unsuccessful in attempts to obtain a credit card in the past (12 months) OR
  • You have no credit history, for example;
    • You have never used credit in the past
    • You are a student
    • You are new to the country.
Important
This credit scale is general guide only. It is not a formal assessment of your ability to obtain credit.
Main use for this card?
Purchase Balance Transfer Purchase & Balance Transfer



Student/Graduate?
Student/Graduate?

Lifestyle / Benefits
Football Rewards Travel Charity Contactless Environment
Football:

Rewards:

Travel:

Charity:

Contactless:

Environment:



View all cards
Click here to view the accessible version of this page

Our card selector is designed to help you choose the ideal card from within our credit card range. Other cards may be available with different offers and typical rates than those shown in the results of your search. Refine your search by using the slider and options above.
Welcome to the Barclaycard Card Selector Tool
Our card selector is designed to help you choose the ideal card from within our credit card range. Other cards may be available with different offers and typical rates than those shown in the results of your search.

Refine your search by using the slider and options on the left.
Once you see a card that might suit you, click Info for more details
or Apply now for full information and to apply.

All Barclaycards are subject to application and status.

Barclaycard OnePulse with Balance Transfer Credit Card

0% interest on balance transfers for 14 months from account opening (2.5% handling fee applies). The only card to offer Oyster card, credit and contactless all in one card.

14.9% APR typical (variable)
A good choice if you:

  • Live, work or travel around London
  • Want to travel around London faster, smarter and easier with an in-built Oyster card
  • Have a good credit history
  • Are 23 or over (If you are under 23 then consider applying for our Initial Credit Card)
  • Have a permanent UK address for 3 months or more
  • Have a regular income of more than £15,000 pa
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt
  • Aren't a student

Apply now

Barclaycard Platinum with Balance Transfer Credit Card

0% interest on balance transfers for 14 months from account opening (2.9% handling fee applies).

14.9% APR typical (variable)
A good choice if you:

  • Want some time out from paying interest on your balance transfer
  • Don’t already have a Barclaycard
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt
  • Have a regular income of more than £10,000 pa
  • Are aged 21 or over and not a student
  • Have had a permanent UK address for 3 months or more
  • Have a good credit rating

Apply now

Barclaycard Goldfish Credit Card

Earn rewards points when you spend and redeem them for vouchers with major high street retailers, plus 0% interest on balance transfers for 6 months from account opening (2.9% handling fee applies).

16.9% APR typical (variable)
A good choice if you:

  • Want a credit card that rewards you every time you make a purchase
  • Don't already have a Barclaycard
  • Have a regular income of more than £10,000 pa
  • Are aged 21 or over and not a student
  • Have had a permanent UK address for 3 months or more
  • Haven't missed multiple payments on a credit agreement within the last 12 months
  • Don't have a CCJ (County Court Judgement) or IVA (Individual Voluntary Arrangement) and haven't been registered bankrupt
  • Have a good credit rating

Apply now

Barclaycard Platinum with Long Term Balance Transfer Credit Card

6.5% interest on balance transfers until paid in full (no handling fee applies).

16.9% APR typical (variable)
A good choice if you:

  • Want to transfer your balance to a new credit card
  • Have a good credit history
  • Are 21 or over and not a student
  • Have had a permanent UK address for 3 months or more
  • Have a regular income of more than £10,000 pa
  • Don’t already have a Barclaycard
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt

Apply now

Barclaycard Simplicity Credit Card

One low rate - 6.8% APR typical (variable) on every purchase and/or balance transfer you make (No handling fee applies).

6.8% APR typical (variable)
A good choice if you:

  • Want a low rate that stays low, instead of having to chase promotional offers
  • Have a good credit history
  • Are 21 or over and not a student
  • Have had a permanent UK address for 3 months or more
  • Have a regular income of more than £10,000 pa
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt
  • Don’t already have a Barclaycard

Apply now

Barclaycard OnePulse Credit Card with Cashback Credit Card

0% interest on balance transfers for 14 months from account opening (2.9% handling fee applies). 5% cashback on TfL spend and 0.5% cashback on all other spend until 31st December 2009 (up to £15 cashback per month). The only card to offer Oyster card, credit and contactless all in one card.

14.9% APR typical (variable)
A good choice if you:

  • Live, work or travel around London
  • Want to travel around London faster, smarter and easier with an in-built Oyster card
  • Are 23 or over (If you are under 23 then consider applying for our Initial Credit Card)
  • Have a regular income of more than £15,000 pa
  • Have had a permanent UK address for 3 months or more
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt
  • Aren’t a student

Apply now

Barclaycard Gold Credit Card

0% interest on balance transfers for 12 months from account opening (2.5% handling fee applies) and 0% interest on purchases for 3 months from account opening.

14.9% APR typical (variable)
A good choice if you:

  • Want some time out from paying interest on your balance transfer
  • Don't already have a Barclaycard
  • Have a regular income of more than £10,000 pa
  • Are aged 21 or over and not a student
  • Have had a permanent UK address for 3 months or more
  • Haven't missed multiple payments on a credit agreement within the last 12 months
  • Don't have a CCJ (County Court Judgement) or IVA (Individual Voluntary Arrangement) and haven't been registered bankrupt
  • Have a good credit rating

Apply now

Barclaycard Classic Credit Card

0% interest on balance transfers for 12 months from account opening (2.5% handling fee applies) and 0% interest on purchases for 3 months from account opening.

19.9% APR typical (variable)
A good choice if you:

  • Want some time out from paying interest on your balance transfer
  • Want to improve your credit rating
  • Are 21 or over and not a student
  • Have a permanent UK address for 3 months or more
  • Have a regular income of more than £10,000 pa
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt
  • Don’t already have a Barclaycard

Apply now

Barclaycard Platinum Credit Card

8.8% interest on balance transfers (No handling fee applies) and purchases for the life of the balance and 0% interest on purchases for 3 months from account opening.

8.8% APR typical (variable)
A good choice if you:

  • You want to transfer your balance to a new credit card
  • Are looking for a package that offers a bit extra
  • Are 21 or over and not a student
  • Have had a permanent UK address for 3 months or more
  • Have a regular income of more than £10,000 pa
  • Don’t already have a Barclaycard
  • Have a good credit history
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt

Apply now

Barclaycard Initial Credit Card

Strengthen your credit rating and enjoy a credit limit of up to £2,000 (minimum £250).

27.9% APR typical (variable)
A good choice if you:

  • You want to improve your credit rating
  • Are 21 or over
  • Have had a permanent UK address for 3 months or more
  • Have a regular income of more than £10,000 pa
  • Don’t already have a Barclaycard
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt
  • Aren’t a student

Apply now

Barclaycard Breathe Credit Card

0% interest on balance transfer for 12 months from account opening (2.5% handling fee applies) and 5.9% purchase rate on public transport (excludes Transport for London).

14.9% APR typical (variable)
A good choice if you:

  • Want to contribute to tackling climate change
  • Don’t want to receive paper statements
  • Have a good credit history
  • Are 21 or over and not a student
  • Have had a permanent UK address for 3 months or more
  • Have a regular income of more than £10,000 pa
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt
  • Don’t already have a Barclaycard

Apply now

Barclaycard Student Credit Card

Great retail discounts and free text payment reminders.

14.9% APR typical (variable)
A good choice if you:

  • Are entering full-time education
  • Are 18 or over
  • Have a permanent UK address
  • Don’t already have a Barclaycard
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt

Apply now

Barclaycard OnePulse with Purchase Credit Card

0% interest on purchases for 6 months from account opening plus built-in Oyster card. The only card to offer Oyster card, credit and contactless all in one card.

14.9% APR typical (variable)
A good choice if you:

  • Live, work or travel around London
  • Want to travel around London faster, smarter and easier with an in-built Oyster card
  • Have a good credit history
  • Are 23 or over (If you are under 23 then consider applying for our Initial Credit Card)
  • Have had a permanent UK address for 3 months or more
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt
  • Have a regular income of more than £15,000 pa
  • Aren’t a student

Apply now

Barclaycard Football Credit Card

0% interest on football season ticket purchases over £250. 0% interest on balance transfers for 12 months from account opening (2.5% handling fee applies). Earn reward points at selected retailers to swap for football merchandise.

14.9% APR typical (variable)
A good choice if you:

  • Are a football fan or want to treat someone who is
  • Would like an opportunity to earn football related rewards and to win Premier League match tickets
  • Want to transfer your balance to a new credit card
  • Have a good credit history
  • Are 21 or over and not a student
  • Have had a permanent UK address for 3 months or more
  • Have a regular income of more than £10,000 pa
  • Don’t already have a Barclaycard
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt

Apply now

Barclaycard Platinum with Balance Transfer and Purchase Credit Card

0% interest on balance transfers for 9 months (1.7% handling fee applies) and 0% interest on purchases for 3 months from account opening.

14.9% APR typical (variable)
A good choice if you:

  • Want some time out from paying interest on your balance transfer
  • Have a good credit history
  • Are 21 or over and not a student
  • Have had a permanent UK address for 3 months or more
  • Have a regular income of more than £10,000 pa
  • Don’t already have a Barclaycard

Apply now

Barclaycard Charity Credit Card

0% interest on balance transfers for 6 months from account opening (2.5% handling fee applies) and 0% interest on purchases for 6 months from account opening.
We’ll donate £5 to charity when you first use your card and 0.3% of the amount you spend thereafter.

14.9% APR typical (variable)
A good choice if you:

  • Have thought about donating to charity
  • Want to transfer your balance to a new credit card
  • Have a good credit history
  • Are 21 or over and not a student
  • Have had a permanent UK address for 3 months or more
  • Have a regular income of more than £10,000 pa
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt
  • Don’t already have a Barclaycard

Apply now

Barclaycard Graduate Credit Card

0% interest on balance transfers for 9 months from account opening (2.5% handling fee applies).

16.9% APR typical (variable)
A good choice if you:

  • Are graduating from university
  • Are 21 or over
  • Have had a permanent UK address for 3 months or more
  • Have a regular income of more than £10,000 pa
  • Don’t already have a Barclaycard (or you are upgrading from a Barclaycard Student Credit Card)
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt

Apply now

Barclaycard Flexi-Rate® Credit Card

Flexi-Rate® - you control the rate you pay and it can be as low as 9.9%. 0% interest on balance transfers for 14 months from account opening (2.9% handling fee applies) and 0% interest on purchases for 3 months from account opening.

14.9% APR typical (variable)
A good choice if you:

  • Want to transfer your balance to a new credit card
  • Are keen to benefit from a lower interest rate by paying back more each month
  • Have a good credit history
  • Are 21 or over and not a student
  • Have had a permanent UK address for 3 months or more
  • Have a regular income of more than £10,000 pa
  • Don’t already have a Barclaycard
  • Haven’t missed multiple payments on a credit agreement within the last 12 months
  • Don’t have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven’t been registered bankrupt

Apply now
View all cards

Barclaycard offers balance transfer credit cards, low APR credit cards, personal loans and cash back and charity credit cards.
For more information on the Barclaycard range of credit cardsor to apply for a credit card,0% balance transfer credit card,apply for credit card online,balance transfer,cashback credit card,charity credit card.Are you looking for a card that offers a credit balance transfer?Then fill out our credit card applicationform covering our entire credit card range.Will also offer: Credit cards low APR,interest free credit card,online credit card,Platinum credit card,Student credit card,UK credit card range,UK low rate credit card.Personal Loans.Business Credit Card.Insurance