Click on the headings below for a brief description of each type and how you can reduce the chances of card fraud happening to you.
Barclaycard customers are protected against the consequences of credit card fraud. If you have taken all reasonable precautions – for example, you have not disclosed your PIN to anyone, you will not be liable for any fraudulent use of your Barclaycard. To improve security, fraud checks are conducted. If we spot an unusual transaction on your account, you’ll receive a phone call to check no one is using your card fraudulently.
Skimming is when the genuine data on your card's magnetic strip is electronically copied onto another card, without your knowledge. It can occur at cash machines, shops, bars, restaurants and petrol stations.
Your card is misplaced or stolen from your personal possession.
Criminals use personal information such as utility bills, account data to take out loans, mortgages or credit cards in your name. The consequences of identity fraud are; damage to your credit rating, your reputation, even your professional aspirations.
Be very careful about how you store and dispose of any documentation that has personal information on it. Make sure you have made it illegible before you bin it.
If you think you may have been a victim of identity theft, there are several things you can do:
If a thief gets hold of a debit or credit card and its PIN they will go to the nearest cashpoint to withdraw as much cash as possible. A more sophisticated method is to tamper with the ATM so that it reads and stores your card details when you insert it in the machine.
For further help about card fraud, and how to prevent it, visit: www.cardwatch.org.uk
You can read more on the official Chip and PIN web site. If you've got a question about Chip and PIN that’s not covered here, call the helpline on 0844 811 9011 (call charges info).
Barclaycard has a great variety of credit cards including balance transfer credit cards.
For more information on the Barclaycard range of credit cardsor to apply for a credit card,0% balance transfer credit card,apply for credit card online,balance transfer,cashback credit card.Are you looking for a card that offers a credit balance transfer?Then fill out our credit card applicationform covering our entire credit card range.Will also offer: Credit cards low APR,interest free credit card,online credit card,Platinum credit card,UK credit card range,UK low rate credit card.Personal Loans.Business Credit Card.Insurance
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