Web browsers are the applications you use to access the Internet (eg. Internet Explorer, Netscape, Mozilla). Generally they tick along nicely, but there's a few things to watch out for:
These little horrors may link to malicious websites which will try to download "key-stroke capture Trojans" - viruses that record your activities on the web and send it to fraudsters. You can imagine how dangerous this could be if you're entering security details like your password when you're banking online. So, make sure you don't open them.
Luckily they're usually easy to spot when you know what you're looking for – here's an example e-mail.
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