Your Barclaycard Account
Personal Loans
With one of our flexible loans you could get up to £25,000 to help you get what you want in life
What are you dreaming of?
Key benefits
- Low rate of 9.9% APR Typical
- Loans between £1,000 and £25,000
- No arrangement or set-up fees
Loan calculator
Want to talk to us instead?
Give us a call on 0800 289 289
We set individual rates on the basis of a customer's financial status and the amount borrowed. Therefore the rate you are offered may differ from the Typical APR shown.
Loans subject to status. Early settlement fees will apply.
Barclaycard is a trading name of Barclays Bank PLC. Barclays Bank PLC is authorised and regulated by the Financial Services Authority and subscribes to the Banking Code.
The information contained in this table summarises key product features and is not intended to replace any terms and conditions.
| Summary Box Key information for our Personal Loan from Barclaycard from £1,000 to £25,000. | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| APR | Typical 9.9% APR If successful, the interest rate you will pay is based on your personal circumstances and the amount you choose to borrow. |
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| Interest Rate Ranges |
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| Interest Charging Information | Once agreed the interest rate is fixed for the life of your loan. Interest at the rate shown on your loan agreement will be calculated on the amount of loan outstanding each day and debited to your loan account monthly in arrears. | ||||||||||||||||||||
| Repayment Information | Payment is by monthly direct debit. First monthly repayment is due one month after the date the funds are transferred to you. Once the loan has been opened you can ask us to change your monthly repayment date to better suit you. This will result in additional interest being payable. |
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| Repayment Period | Loans are available over 12 to 60 months in 12, 18, 24, 30, 36, 42, 48, 54 or 60 monthly repayments. By spreading your loan over a longer term, your repayments may be lower, but the overall cost of borrowing may be higher. |
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| Amount of Loan Available | Loans are available from £1,000 to £25,000 in £50 multiples. | ||||||||||||||||||||
| Application/Arrangement Fee | Not applicable | ||||||||||||||||||||
| Other Fees | Not applicable | ||||||||||||||||||||
| Default Fees | We will charge you for any reasonable costs or losses if you break your loan agreement. This includes a £20 charge if you fail to make, in full, any payment immediately it is due for payment or if we issue a default notice which you fail to comply with. If you run into difficulties with your repayments, please call us immediately and our experienced staff will be happy to help you reach a solution. | ||||||||||||||||||||
| Early Settlement | If the loan is settled early, an early settlement fee equal to one additional month’s interest calculated on the balance outstanding will be payable. | ||||||||||||||||||||
| Illustrative Example |
These examples are based on loans generally available from us. They may not be available in your particular circumstances. |
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For more information on the Barclaycard range of credit cardsor to apply for a credit card,0% balance transfer credit card,apply for credit card online,balance transfer,cashback credit card.Are you looking for a card that offers a credit balance transfer?Then fill out our credit card applicationform covering our entire credit card range.Will also offer: Credit cards low APR,interest free credit card,online credit card,Platinum credit card,UK credit card range,UK low rate credit card.Personal Loans.Business Credit Card.Insurance
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