Secured Loan from Barclaycard

We could help you spruce up your living room – or your finances

If you’re a home owner and you need to borrow at least £15,000, we’ve got a great offer for you.

Secured loans from Barclaycard

You could borrow between £15,000 to £100,000, up to the value of your property, less your current mortgage balance.

Is it for me?

You might want to use the money to improve your home.

If you have accumulated debts from credit cards and loans, you can use a Secured Loan from Barclaycard to consolidate them into one monthly repayment spread over a longer term.  This way you could reduce your repayments by more than 50%.

If you repay your borrowing over a longer term, your overall interest charges will increase.

If you choose to settle your loan early, there will be an early repayment charge.

Am I eligible?

If you can meet these conditions, you can apply straightaway:

• You are a homeowner aged between 20 and 65 at start of loan
• You have held a mortgage for over 9 months
• You are employed/self-employed
• If self-employed, we’ll need to see 2 years of accounts
• Your annual household income must be at least £20,000
• If your house is worth over £40,000

A secured loan from Barclaycard is secured on your home, not available for investment or business purposes, subject to status and available to homeowners aged 18 or over.

How to apply

Apply online here

Or call 0800 013 1376** and quote '888 881 00' for an immediate decision in principle.

We're here 9am to 8pm Monday to Friday, 9am to 5pm Saturday.

We'll give you a final decision once we've completed our full underwriting process.

Important information

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

** To maintain a quality service, we may monitor or record phone calls. Calls to 0800 numbers are free if made within the UK. Mobile phone companies make a charge when using mobile phones to call 0800 numbers from abroad; in the UK these calls are charged at your national rate.

Barclays Bank PLC. Registered in England and Wales No 1026167. Registered office 1 Churchill Place, London E14 5HP. Barclays Bank PLC is authorised and regulated by the Financial Services Authority. Barclays Bank adheres to the principles of the Banking Code. A copy of the Code is available on request.

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