Making a complaint
We always try to provide you with the best service possible. However, occasionally we may not live up to your expectations.
If you feel our service could have been better, we'd really like to know so we can make sure it doesn't happen again - either to you or to anyone else.
How to make a complaint
You can contact us by phone, fax or by sending us a secure message through
online account servicing,
whichever is most convenient.
0800 151 0900 or 0333 200 9090
Our customer services team is on call 24 hours a day and always happy to help.
(Call charge information)
Send us a secure message online;
Just register or log in to online account services and send us a message by selecting 'Secure Messages' which you'll find under 'Help & Support' in the main menu at the top of the page. To help us resolve your complaint as quickly as possible, please read the "What we need from you" section first.
log in to your Barclaycard account
Fax us your complaint:
+44 (0)1604 254 152
Or write to us;
PO Box 10200
Claims management company (CMC)
You can use a CMC but they may charge an up-front fee or take a proportion of any payment you may be due. Claims are dealt with in exactly the same way whether they are made by a customer or CMC. They will not be dealt with any quicker by using a CMC. For independent guidance on how CMCs work, visit the
For PPI specific complaints, please go to the
What we need from you
To help us resolve your complaint as quickly as possible, please can you include the following information:
Your name and address
A daytime phone number we can contact you on
Your Barclaycard account number
Any relevant reference numbers
A description of your concern or complaint
What you would like us to do to put things right.
What to expect when you get in touch by secure message
If you send us a message from ‘Your Messages’, we’ll send a response back to the same inbox within 24 hours. We’ll also send you an email alert to let you know that we’ve replied, providing we have your email address and you’ve chosen to receive an email notification.
You’ll be aware of our response more quickly if you choose to receive email notification, so we recommend that you select this option. You can update your email address within ‘Your Messages’ or ‘Your Settings’ in your Barclaycard account.
One of our agents will also try to contact you by phone within 24 hours to discuss your complaint and our response, to make sure we’ve resolved it to your complete satisfaction - unless you have already informed us that your complaint has been fully resolved.
If we’ve responded satisfactorily, and your complaint has now been resolved, please let us know by clicking the ‘Accept’ button next to our message. If this isn’t the case, then click ‘Do not accept’ and let us know what more we can do to resolve the issue.
If we don’t hear from you to confirm whether our reply has completely resolved the complaint for you, your case will be referred to our Customer Relations department for review.
What you can expect from us if your complaint is referred to the Customer Relations department
Once we receive your complaint, we'll try to resolve it as quickly as we can. If it takes a little longer than expected, we'll:
Send you a letter to tell you that we've received your complaint
Give you the contact details of the person who's dealing with your complaint
Keep you up to date with any progress we make
Send you an update if your complaint's not resolved within four weeks, and tell you when we expect to finish our investigations
Contact you with a final response after eight weeks if it's still not resolved, or send you a status report.
If you're not happy with our response
Hopefully, we’ll be able to resolve your complaint to your satisfaction. If, however, anything is unclear or you’re unhappy with our response, please contact the person or department that handled your complaint. They’ll do all they can to answer your questions and reach an agreement.
If your complaint is still unresolved, you can ask for a review from the
Financial Ombudsman Service
, an independent service that will look into your complaint and make adjudication on our response. The Financial Ombudsman Service reviews complaints from personal customers and business customers with a turnover of less than €2million a year and fewer than 10 employees.
You can contact them in writing, by phone or send them an email.
Write to them at:
The Financial Ombudsman Service
0800 023 4567 or 0300 123 9123
(Call charge information)
Email them at: