Freedom Rewards credit card

Key features

Barclaycard Freedom

Want a card that rewards you for the way you already shop? With Barclaycard Freedom Rewards you’ll earn Freedom points everywhere, which you can redeem at the broadest range of high street brands, as well as big online names, worthy causes and great places to spend time with your family.

With Freedom Rewards you’ll get:

  • One Freedom point for every pound you spend, both at home and abroad (please note – a non-Sterling transaction fee of 2.99% applies to foreign currency transactions)
  • Double Freedom points at all UK supermarkets, petrol stations and on Transport for London spend
  • Triple Freedom points at selected Freedom partners and when shopping online at over 60 top brands through the Freedom Rewards store (terms and conditions apply)
  • 0% interest on balance transfers for nine months from account opening (2.9% fee applies)
  • 0% interest on purchases for six months from account opening
  • Contactless payments so you can use your card to make quick and easy payments of £20 and under
  • mybarclaycard online servicing – your account, your way – to help make staying on top of your account that bit easier, you'll receive your monthly statements online through mybarclaycard. So we need your email address to send you an alert to let you know when your latest statement is ready to view. If you'd prefer to receive a copy of your statement by post, you can change this as a preference in mybarclaycard when you register
To keep your 0% rates, you’ll need to stay within your credit limit and pay at least the minimum amount on time, or your 0% rates will go up to your purchase rate. Once your 0% offer ends, you’ll pay your purchase rate on any remaining balances, as well as on anything new you buy. If you’ve still got a balance transfer on your account after your 0% purchase rate ends, the standard interest free period will not apply to any new purchases you make.

Please note – you won’t get Freedom points for any balance transfers on your account.

It’s important you understand how your Barclaycard works. If you miss payments or go over your credit limit you could incur additional costs through interest and charges. So, please make sure you’ve read and understood the terms and conditions  before you apply.  Visit our FAQs  if you have further questions.

Read summary box             Read balance transfers terms and conditions

Contact us if you’re having difficulty understanding

We can provide additional support for all customers including those with mental or physical health conditions or learning disabilities.

Is your annual income going to change?

During the application process we’ll ask you to confirm your current annual income. If you know that your annual income will change in the next 12 months, use the lower annual income figure in your application. If you require assistance we're here to help .

Representative example

Representative APR 21.9% APR (variable)
Purchase rate p.a. 21.9% p.a. (variable)
Assumed credit limit £1,200

Subject to application and status. The terms of your product, may differ from the example.

Find out what you could get

What a Freedom Rewards card can do for you

A Freedom Rewards card makes your money work harder and rewards you fast. Simply use it as your everyday card and collect Freedom points on all your spend and turn them into Freedom Rewards vouchers to use at our huge range of Freedom partners .

Important information

Barclaycard reserves the right to withdraw this offer at any time. Terms & conditions apply and a Barclaycard is subject to application and status.

Remember – you’ll need to use a PIN with this credit card in order to pay for things over the counter in shops and other outlets if it isn’t possible to make contactless payments. If you ever forget your PIN you can easily view it in mybarclaycard online account servicing.

To make things easier, here’s a guide to call charges from landlines within the UK  call charge information .


Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days. All you need to do is:

  1. Tell us where you live and a little about yourself
  2. Let us know who you bank with
  3. Check all the information and submit

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Apply now Check if I'm eligible

APR and offer terms may vary with individual circumstances, subject to status

Read summary box Read balance transfers terms and conditions


Is Freedom Rewards right for you?

With Freedom Rewards you can:

  • Get more from your day-to-day spend
  • Treat yourself and your family to rewards from a fantastic range of Freedom partners
  • Have total flexibility on where you choose to shop and still be rewarded
Still not decided? If this card doesn’t sound right, why not consider:

Our longest 0% balance transfer offer - 18.9% APR Representative (variable)

Already got a Barclaycard?

If you'd like to change your current card to a Freedom Rewards card
Apply now

How it fits into your life

mybarclaycard online account servicing

Statement Options

Manage your account online and view your statements in a way that suits you. Designed to fit around you, mybarclaycard is the free, flexible and secure online service that helps you manage your account however you like. You can access your balance, latest statements and check up to a year’s worth of transactions – all on your desktop, tablet or mobile.

Contactless payments

Contactless symbol

With contactless you can make fast and secure payments of £20 or under in seconds. There’s no need for cash or a PIN, just touch your card or PayTag close to a contactless reader and you’ve paid – just like that.

Barclaycard TV

Barclaycard TV

With our new video channel you can see what real customers are saying about our online service, watch helpful staff demos on how to manage your account and make the most of the mybarclaycard app. 

Entertainment

Unwind logo

Your exclusive entertainment perk – opening a unique world of music, comedy, theatre, family events and sport with great tickets and access to amazing experiences. Plus enjoy Fee Free Friday every week – when the admin fees are on us.
Terms and conditions apply.

Fraud monitoring

secure padlock

For your safety, we keep a close eye on your account. If we notice a suspicious transaction you may not have made, our Fraud Prevention team will give you a call straight away.

Emergency help when you need it most

news world

We’re always on hand to help when you need us the most with replacement cards and emergency cash advances, depending on the money on your account. And if you run into trouble when abroad our Worldwide Assistance team is here for you, 24 hours a day. You can get in touch by calling, emailing or sending a secure message through mybarclaycard.


Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days. All you need to do is:

  1. Tell us where you live and a little about yourself
  2. Let us know who you bank with
  3. Check all the information and submit

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Apply now Check if I'm eligible

APR and offer terms may vary with individual circumstances, subject to status

Read summary box Read balance transfers terms and conditions

Manage your account, your way


Mybarclaycard is the free, flexible and secure online service that helps you manage your account from your desktop, tablet, app or mobile. You can:

  • Use personalised charts and graphs to see what you’ve spent
  • View your PIN if you ever forget it
  • Get instant decisions when you request a change to your credit limit
  • Easily pay your bill and set up a Direct Debit
  • View your latest balance transfer offer
  • Get in touch securely and we’ll reply within 24 hours

Before you apply...

If you're ready to apply

This credit card is best suited for customers who:

  • Have a UK bank account
  • Are aged 18 or over
  • Have a personal income of £20,000 or over
  • Have lived in the UK for at least two years
  • Haven’t applied for a Barclaycard in the past six months
  • Haven’t had any Individual Voluntary Agreements, County Court Judgements and haven’t been declared bankrupt in the past six years

Check if you're eligible


Use our free eligibility checker to see if you’re likely to be accepted. It’s quick and as it only leaves a search footprint on your file – it won’t affect your ability to apply elsewhere.

Check if I'm eligible

What you'll need to apply


  1. Address details for the last three years
  2. Phone number and e-mail address
  3. Current employment details
  4. Details of your annual income
  5. Main bank account sortcode and account number
  6. Details of any credit cards that you’d like to transfer a balance from (Please note that we can't accept balance transfers from debit cards or from existing Barclaycard credit cards)

Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days. All you need to do is:

  1. Tell us where you live and a little about yourself
  2. Let us know who you bank with
  3. Check all the information and submit

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Apply now Check if I'm eligible

APR and offer terms may vary with individual circumstances, subject to status

Read summary box Read balance transfers terms and conditions