Platinum 37 month 0% balance transfer Credit Card

Want to stop paying interest on your credit card balances?

Transfer your outstanding balances to our 37 month 0% card and you could use the money you save in interest to reduce the amount you owe, you could save an average of £1,362 in interest.

How is the saving worked out?

The saving is based on you transferring £3,500 from a card with a current rate of 18.9% to our 0% for 37 months balance transfer card and assumes £95 is being repaid each month.

Your Barclaycard offer

  • 0% interest on balance transfers for 37 months from account opening (2.19% fee applies. We'll first apply a 3.5% fee but then reduce this to 2.19% by a refund - terms and conditions apply )
  • Lower fee ends 14 February 2016
  • 0% interest on purchases for six months from account opening
  • Free ongoing access to your Experian Credit Score (conditions apply)
  • Contactless payments of £30 and under
  • Manage your account online

If you decide to apply, please make sure you read part one of your application carefully. It tells you what you need to do to manage your account sensibly, keep your 0% rates and what happens when your 0% offer ends.

This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time. Terms and conditions apply and a Barclaycard is subject to application and status.

  • Do not already have a credit card provided by us, including one of our partner cards
  • Are aged 21 or over
  • Want some time out from paying interest on balance transfers
  • Haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years
  • Always make payments on time
  • Have at least four years' experience of managing credit
  • Have had a permanent UK address for at least three months
  • Have a personal income of more than £20,000 per annum
  • Have less than 10% debt on credit or store cards (excluding a mortgage)

  • Address details for the last three years
  • Phone number and e-mail address
  • Current employment details
  • Details of your current annual income (and if you know it is going to decrease what it will be in 12 months)
  • Main bank account sortcode and account number
  • Details of any credit cards that you'd like to transfer a balance from (Please note that we can't accept balance transfers from debit cards or from existing Barclaycard credit cards. You have up to 60 days from when you open your account to transfer your balance.)
Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions

Check if you're eligible

Use our free eligibility checker to see if you're likely to be accepted. It's quick and as it only leaves a search footprint on your file - it won't affect your ability to apply elsewhere.

Check if I'm eligible

Apply online

Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days.

Apply now

Still not decided?
If this card doesn’t sound right, why not use our balance transfer calculator to compare offers.

Getting in touch

If you have questions about your application just visit

Having problems understanding this information?

We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities. If you would like to talk to someone you can call 0800 056 3486 from 08.00 - 21.00 Monday to Friday and 09.00 - 13.00 on Saturday. Or you can visit any Barclays branch and speak to an adviser.