Platinum balance transfer and purchase offer

Key features

Barclaycard Platinum credit card

Looking for a card that could help you regain control of your credit card balances? With 0% interest on balance transfers for 19 months, our Platinum balance transfer offer could help you make considerable savings over a year. With Platinum you can enjoy:

  • 0% for 14 months on purchases and 0% for 19 months on balance transfers (2.49% fee applies. We’ll first apply a 2.9% fee but then reduce this to 2.49% by a refund –  terms and conditions apply )
  • Contactless payments so you can use your card to make quick and easy purchases of £20 and under
  • A way to pay with your mobile – you can request a Barclaycard PayTag, a handy sticker that turns your mobile into an easy way to pay
  • mybarclaycard online servicing – your account, your way – to help make staying on top of your account that bit easier, you'll receive your monthly statements online through mybarclaycard. So we need your email address to send you an alert to let you know when your latest statement is ready to view. If you'd prefer to receive a copy of your statement by post, you can change this as a preference in mybarclaycard when you register
To keep your 0% rates, you’ll need to stay within your credit limit and pay at least the minimum amount on time, or your 0% rates will go up to your purchase rate. Once your 0% offer ends, you’ll pay your purchase rate on any remaining balances, as well as on anything new you buy. If you’ve still got a balance transfer on your account after your 0% purchase rate ends, the standard interest free period will not apply to any new purchases you make.

Read summary box                      Read balance transfers terms and conditions

Contact us if you’re having difficulty understanding

We can provide additional support for all customers including those with mental or physical health conditions or learning disabilities.

Is your annual income going to change?

During the application process we’ll  ask you to confirm your current annual income. If you know that your annual income will change in the next 12 months use the lower annual income figure in your application. If you require assistance we're here to help .


Representative example

Representative APR 18.9% APR (variable)
Purchase rate p.a. 18.9% p.a. (variable)
Assumed credit limit £1,200

Subject to application and status. The terms of your product, may differ from the example.

You can also look forward to...

mybarclaycard online account servicing

Statement Options

Manage your account online and view your statements in a way that suits you. Designed to fit around you, mybarclaycard is the free, flexible and secure online service that helps you manage your account however you like. You can access your balance, latest statements and check up to a year’s worth of transactions – all on your desktop, tablet or mobile.

Contactless payments

Contactless symbol

With contactless you can make fast and secure payments of £20 or under in seconds. There’s no need for cash or a PIN, just touch your card or PayTag close to a contactless reader and you’ve paid – just like that.

Barclaycard TV

Barclaycard TV

With our new video channel you can see what real customers are saying about our online service, watch helpful staff demos on how to manage your account and make the most of the mybarclaycard app. 

Entertainment

Unwind logo

Your exclusive entertainment perk – opening a unique world of music, comedy, theatre, family events and sport with great tickets and access to amazing experiences. Plus enjoy Fee Free Friday every week – when the admin fees are on us.
Terms and conditions apply.

Important information

This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time. Terms and conditions apply and a Barclaycard is subject to application and status.

Remember – you’ll need to use a PIN with this credit card in order to pay for things over the counter in shops and other outlets if it isn’t possible to make contactless payments. If you ever forget your PIN you can easily view it in mybarclaycard online account servicing.

To make things easier, here’s a guide to call charges from landlines within the UK – call charge information .


Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days. All you need to do is:

  1. Tell us where you live and a little about yourself
  2. Let us know who you bank with
  3. Check all the information and submit

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Apply now Check if I'm eligible

APR and offer terms may vary with individual circumstances, subject to status

Read summary box   Read balance transfers terms and conditions

Is Barclaycard Platinum right for you?

Barclaycard Platinum could be ideal if you:

Want to make a balance transfer and pay no interest for 19 months

Still not decided? If this card doesn’t sound right, why not consider:

A 18 month balance transfer offer with a low fee - 24.9% APR Representative (variable)

Balance transfers:

How balance transfers work

Popular Questions

How it fits into your life

mybarclaycard online account servicing

Statement Options

Manage your account online and view your statements in a way that suits you. Designed to fit around you, mybarclaycard is the free, flexible and secure online service that helps you manage your account however you like. You can access your balance, latest statements and check up to a year’s worth of transactions – all on your desktop, tablet or mobile.

Contactless payments

Contactless symbol

With contactless you can make fast and secure payments of £20 or under in seconds. There’s no need for cash or a PIN, just touch your card or PayTag close to a contactless reader and you’ve paid – just like that.

Purchase protection

purchase delivery protection

Just use your Barclaycard when buying brand new products and services from UK retailers online, by phone or mail order and you're protected if your delivery is lost or damaged.

Emergency help when you need it most

news world

We’re always on hand to help when you need us the most with replacement cards and emergency cash advances, depending on the money on your account. And if you run into trouble when abroad our Worldwide Assistance team is here for you, 24 hours a day. You can get in touch by calling, emailing or sending a secure message through mybarclaycard.

24 hour service you can rely on

face to face

If you need help with your account our team is on hand to help – any time, day or night.


Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days. All you need to do is:

  1. Tell us where you live and a little about yourself
  2. Let us know who you bank with
  3. Check all the information and submit

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Apply now Check if I'm eligible

APR and offer terms may vary with individual circumstances, subject to status

Read summary box   Read balance transfers terms and conditions

Manage your account, your way


Mybarclaycard is the free, flexible and secure online service that helps you manage your account from your desktop, tablet, app or mobile. You can:

  • Use personalised charts and graphs to see what you’ve spent
  • View your PIN if you ever forget it
  • Get instant decisions when you request a change to your credit limit
  • Easily pay your bill and set up a Direct Debit
  • View your latest balance transfer offer
  • Get in touch securely and we’ll reply within 24 hours

Before you apply...

If you're ready to apply

This card is best suited for new customers who:

  • Are aged 21 or over
  • Want some time out from paying interest on balance transfers
  • Haven’t had any Individual Voluntary Agreements, County Court Judgements, and haven’t been declared bankrupt in the past six years
  • Always make payments on time
  • Have at least four years experience of managing credit
  • Have had a permanent UK address for at least three months
  • Have a personal income of more than £20,000 per annum
  • Have less than 10% debt on credit or store cards (excluding a mortgage)

Check if you're eligible


Use our free eligibility checker to see if you’re likely to be accepted. It’s quick and as it only leaves a search footprint on your file – it won’t affect your ability to apply elsewhere.

Check if I'm eligible

What you'll need to apply


  1. Address details for the last three years
  2. Phone number and e-mail address
  3. Current employment details
  4. Details of your annual income
  5. Main bank account sortcode and account number
  6. Details of any credit cards that you’d like to transfer a balance from (Please note that we can't accept balance transfers from debit cards or from existing Barclaycard credit cards)

Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days. All you need to do is:

  1. Tell us where you live and a little about yourself
  2. Let us know who you bank with
  3. Check all the information and submit

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Apply now Check if I'm eligible

APR and offer terms may vary with individual circumstances, subject to status

Read summary box   Read balance transfers terms and conditions