Platinum balance transfer and purchase offer

Is this card right for you?

Barclaycard Platinum credit card

Is this card right for you?

A 14 month purchase and 18 month balance transfer offer

0% for 14 months on purchases and 0% for 18 months on balance transfers (2.49% handling fee applies)
A fee of 2.9% will be applied, then reduced to 2.49% by a refund (terms and conditions apply)

If you have a balance transfer you will pay interest on all purchases made once the 0% purchase rate for 14 months has expired, unless you repay your entire balance in full each month

With contactless payments you can use your card to make quick and easy purchases of £20 and under

Turn your mobile phone into an easy way to make contactless payments too, with a Barclaycard PayTag. We’ll send you an email once you’re approved for your card, or you can visit our website to find out more and register your interest*

Paperless statements: your new account will automatically be set up with paperless statements so that you can manage your account online**

Read summary box                      Read balance transfers terms and conditions

Contact us if you’re having difficulty understanding

We can provide additional support for all customers including those with mental or physical health conditions or learning disabilities.

Representative example

Representative APR 18.9% APR (variable)
Purchase rate p.a. 18.9% p.a. (variable)
Assumed credit limit £1,200

Subject to application and status. The terms of your product, may differ from the example.
You must pay your minimum payment on time each month to benefit from any introductory offers on balance transfers and/or purchases, otherwise you will revert to the standard interest rate above.

You can also look forward to...

mybarclaycard

Piechart icon
Visit mybarclaycard online or via your mobile with Barclaycard Mobile and have complete control of how you manage your account. You can pay bills, set up direct debits, review your spending and much more.

Contactless payments

Contactless symbol

This is a quick and easy way to pay for items that cost £20 or under, like a sandwich or coffee, with no need for change. Just hold your credit card close to a contactless reader wherever you see the contactless symbol.

Fraud monitoring

secure padlock

For your safety, we keep a close eye on your account. If we notice a suspicious transaction you may not have made, our Fraud Prevention team will give you a call straight away.

Barclaycard Unwind

Unwind logo

If you’re a music lover, Barclaycard Unwind gives you access to exclusive tickets to shows and live sessions, while keeping you up-to-date with news about your favourite artists and bands.

What Barclaycard Platinum can do for you...

If you’re looking for a card that helps you regain control of your credit card balances, our Platinum Balance Transfer credit card may be ideal. Since no interest is charged on balance transfers for 18 months, you could make considerable savings over a year, even after paying a handling fee of 2.49%.

It’s great if you:

  • Have an excellent credit rating
  • Want to make a balance transfer and pay no interest for 18 months
  • Want a breather from paying interest
  • Would like to clear your credit card balances, without paying extra interest

Important information

Barclaycard reserves the right to withdraw this offer at any time.

Terms and Conditions apply. Barclaycard is subject to application and status.

This offer is only available to new customers.

You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets.

If you have a disability that may affect how you communicate with us or which would make using a PIN difficult, please contact us on 0845 7660 758 before completing the application.

The following is a guide to call charges from landlines within the UK:  Call charges information


Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Apply now Check if I am eligible

Read summary box   Read balance transfers terms and conditions

If this card is not right for you why not consider:

A 16 month balance transfer offer with a low fee

Balance transfers:

How balance transfers work

Popular Questions

How it fits into your life

How it fits into your life

Managing your account is easy

Statement Options

For a simple way to transfer balances, request changes to your credit limit and access statements, just sign up to mybarclaycard, our online account service.

No missed payments with free alerts

Alerts icon

Sign up for free texts alerts and we’ll send you a reminder five days before your monthly payment is due. It's a great way to avoid late payment charges.

Purchase delivery protection

purchase delivery protection

Just use your Barclaycard when buying brand new products and services from UK retailers online, by phone or mail order and you're protected if your delivery is lost or damaged.

Emergency help when you need it most

news world

We offer replacement cards and emergency cash advances, depending on the money in your account. And if you’re abroad, you can count on our World Assistance team to help you, 24 hours a day.

24 hour service you can rely on

face to face

Our customer services teams are happy to help any time of day or night.


Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Apply now Check if I am eligible

Read summary box   Read balance transfers terms and conditions

mybarclaycard

Our exciting new online account service is a great way to manage your account. It’s packed full of features that you can tailor to your needs.

  • Simple log in with a friendly interface that you style as you like
  • Charts and graphs that you personalise to show what’s most important to you
  • Get real time displays of your balance, even as you make payments
  • A handy calculator tells you minimum or maximum payments you could make
  • See exactly what you’ve spent
  • Get quick decisions if you request changes to your credit limit
  • Payment details are stored for when you need them next

Interested?

If you're ready to apply

Best suited for:

  • Who want some time out from paying interest on a balance transfer
  • With an excellent credit rating
  • Who have no history of bankruptcy
  • Who have not had any County Court Judgments or Individual Voluntary Arrangements registered against them in the past five years
  • With a history of managing credit commitments well i.e. have existing credit and at least four years of experience managing credit cards, loans, overdrafts or a mortgage
  • Who have always made payments on time
  • Who don't already have a Barclaycard
  • Who have had a permanent UK address for three months or more
  • Who have a regular income of more than £20,000 per annum
  • Whose debt on credit cards or store cards, excluding a mortgage, is less than 10% of income
  • Aged 21 or over

Finding the right card for you

You can find out in one minute which card you may be eligible for without affecting your credit rating.

Check if I am eligible

Apply now in three easy steps

  1. Tell us where you live and a little bit about yourself
  2. Let us know who you bank with
  3. Make sure the information you are giving us is correct and press submit. You'll get a response in minutes

Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Apply now Check if I am eligible

Read summary box   Read balance transfers terms and conditions

* Subject to your new account being in good order.

** You will be notified by email each month when your statement is ready to view online. If you prefer, you can opt to receive paper statements at any time by selecting the option in"your settings" hub in online account services.