Is this card right for you?
Platinum Simplicity
Simply our lowest APR
7.9% interest on all purchases and on all balance transfers (no handling fee applies)
Your new Barclaycard will automatically be set up with paperless statements making it easier to manage your account online*
Representative example
Representative APR
7.9% APR
(variable)
Purchase rate p.a.
7.9% p.a.
(variable)
Assumed credit limit
£1,200
Subject to application and status. The terms of your product may differ from the example.
You can also look forward to...
mybarclaycard
With mybarclaycard, you’re in complete control of how you manage your account online. You can pay bills, set up direct debits, view your spending as a chart or graph and even personalise the interface to suit you.
Fraud monitoring
For your safety, we keep a close eye on your account. If we notice a suspicious transaction you may not have made, our Fraud Prevention team will give you a call straight away.
Barclaycard Unwind
If you’re a music lover, Barclaycard Unwind gives you access to exclusive tickets to shows and live sessions, while keeping you up-to-date with news about your favourite artists and bands.
What Platinum Simplicity could do for you ...
With Platinum Simplicity, you get a great low rate on both balance transfers and purchases. As an added benefit, if you have a balance to transfer, there’s no handling fee to pay so you can start enjoying this low rate with no upfront cost.
It’s great if you:
- Have an excellent credit rating
- Want to simplify your life with one simple low rate
- Would like a card that’s great for both balance transfers and purchases
- Would like to transfer a balance and have no handling fee to pay
Important information
*You will be notified by email each month when your statement is ready to view online. If you prefer, you can opt to receive paper statements at any time by selecting the option in "your settings" hub in online account services.
If your application is accepted, any payments you make to your Barclaycard account will be subject to the following:
- When your funds are received by us during business hours, we make them available for you to spend the next working day. Funds received after business hours are considered to be received the following business day.
- Please note; payment timescales can be found on your statement.
We are looking to make improvements to our systems so that funds received by us during business hours are made available to spend within 2 hours.
As a Barclaycard customer you can pay your bill online or over the telephone, by direct debit, or send a cheque through the post. Further information of these quick and easy payment methods will be shown on your statement.
Barclaycard reserves the right to withdraw this offer at any time.
Terms and Conditions apply. Barclaycard is subject to application and status.
This offer is only available to new customers.
You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets.
If you have a disability that may affect how you communicate with us or which would make using a PIN difficult, please contact us on 0845 7660 758 before completing the application.
The following is a guide to call charges from landlines within the UK: Call charges info.
* Instead of paper statements you will be notified by email each month when your statements are ready