Is this card right for you?

Platinum Simplicity

Simply our lowest APR

7.9% interest on all purchases and on all balance transfers (no handling fee applies)

Comes with the option to turn any phone into a new way to make contactless payments, with a Barclaycard PayTag. Once you're approved, we'll send you an email to see if you're interested in receiving a PayTag or you can simply visit us online to register your interest*

Your new Barclaycard will automatically be set up with paperless statements making it easier to manage your account online**

Representative example

Representative APR 7.9% APR (variable)

Purchase rate p.a. 7.9% p.a. (variable)

Assumed credit limit £1,200

Subject to application and status. The terms of your product may differ from the example.

You can also look forward to...

mybarclaycard

Visit mybarclaycard online or via your mobile with Barclaycard Mobile and have complete control of how you manage your account. You can pay bills, set up direct debits, review your spending and much more

Fraud monitoring

For your safety, we keep a close eye on your account. If we notice a suspicious transaction you may not have made, our Fraud Prevention team will give you a call straight away

Contactless payments

This is a quick and easy way to pay for items that cost £20 or under, like a sandwich or coffee, with no need for change. Just hold your credit card close to a contactless reader wherever you see the contactless symbol

Barclaycard Unwind

If you’re a music lover, Barclaycard Unwind gives you access to exclusive tickets to shows and live sessions, while keeping you up-to-date with news about your favourite artists and bands

What Platinum Simplicity could do for you ...

With Platinum Simplicity, you get a great low rate on both balance transfers and purchases. As an added benefit, if you have a balance to transfer, there’s no handling fee to pay so you can start enjoying this low rate with no upfront cost.

It’s great if you:

Have an excellent credit rating
Want to simplify your life with one simple low rate
Would like a card that’s great for both balance transfers and purchases
Would like to transfer a balance and have no handling fee to pay

Important information

* Subject to your new account being in good order

Barclaycard reserves the right to withdraw this offer at any time.

Terms and Conditions apply. Barclaycard is subject to application and status.

This offer is only available to new customers.

You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets.

If you have a disability that may affect how you communicate with us or which would make using a PIN difficult, please contact us on 0845 7660 758 before completing the application.

The following is a guide to call charges from landlines within the UK: Call charges information

* Instead of paper statements you will be notified by email each month when your statements are ready

If this card is not right for you why not consider:

Platinum Purchases

How it fits into your life

Managing your account is easy

For a simple way to transfer balances, request changes to your credit limit and access statements, just sign up to mybarclaycard, our online account service.

Purchase delivery protection

Just use your Barclaycard when buying brand new products and services from UK retailers online, by phone or mail order and you’re protected if your delivery is lost or damaged

No missed payments with free alerts

Sign up for free texts alerts and we’ll send you a reminder five days before your monthly payment is due. It’s a great way to avoid late payment charges.

Emergency help when you need it most

We offer replacement cards and emergency cash advances, depending on the money in your account. And if you’re abroad, you can count on our World Assistance team to help you, 24 hours a day.

24 hour service you can rely on

Our customer services teams are happy to help any time of day or night.

Our exciting new online account service is a great way to manage your account. It’s packed full of features that you can tailor to your needs.

Simple log in with a friendly interface that you style as you like
Transfer your balances online
Charts and graphs that you personalise to show what’s most important to you
Get real time displays of your balance, even as you make payments
A handy calculator tells you minimum or maximum payments you could make
See exactly what you’ve spent
Payment details are stored for when you need them next
Switch to paperless statements

Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Apply now

If you're ready to apply

Best suited for

Want a low rate for all your purchases and balance transfers
Have a excellent credit rating
You have no history of bankruptcy
You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
You have a history of managing credit commitments well i.e. have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage
You have always made payments on time
Don't already have a Barclaycard
Have had a permanent UK address for 3 months or more
Have a regular income of more than £20,000 pa
Excluding a mortgage, your debt on credit cards or store cards is less than 10% of your income
Are aged 21 or over

Finding the right card for you

You can find out in one minute which card you may be eligible for without affecting your credit rating.

Am I eligible?

Apply now in 3 easy steps

1. Tell us where you live and a little bit about yourself

2. Let us know who you bank with and if you want to move a balance tell us how much you want to transfer

3. Make sure the information you are giving us is correct and press submit. You'll get a response in minutes