A credit card is a convenient and flexible way of borrowing money, which lets you make purchases that you can pay for in the future.
Before you take out a credit card, it’s important to be aware of the potential costs and ensure that you only borrow what you can afford to pay back. To get the most out of your credit card it’s important you’re able to meet your payment dates and ideally pay in full every month.
If you’re unsure about whether or not credit cards are for you, we’ve put together a few of the benefits you can expect:
Although credit cards can come with all of the above benefits, it’s important to also consider the following: