Freedom Rewards credit card

BHS Limited is a credit broker and not a lender. BHS is paid commission by Barclaycard for each account opened.

Barclaycard Freedom Rewards - a credit card designed to reward you for the way you already shop.

With the Freedom Rewards credit card you'll earn Freedom points on all your spend at home and abroad*. Plus you'll get double Freedom points at all UK supermarkets, petrol stations and on the London Transport Network. You'll also get triple Freedom points at BHS in-store and online, and other selected Freedom partners and when you shop through the Freedom Rewards store**.

You can turn your Freedom points into Freedom Rewards vouchers to spend at BHS and a wide range of high street brands, big online names, worthy causes and great places to spend time with your family.

*Please note you cannot earn Freedom points on balance transfers. A non-sterling transaction fee applies to foreign currency transactions.
**Please see individual retailer pages on the Freedom Rewards store for details of exclusions to the rewards points offer.

Points add up fast

There are three ways to make them add up quickly with our Freedom Points Builder.

Freedom rewards points image

More benefits

  • Rewards start from as little as 1,750 Freedom points for a £5 Freedom Rewards voucher
  • 0% interest on purchases for 6 months from account opening- this purchase offer is only available when you apply online here, and not when you apply in-store at BHS
  • 0% interest on balance transfers for the first 9 months (2.9% handling fee applies)
  • Your new account will automatically be set up with paperless statements so that you can manage your account online. You can choose to receive paper statements at any time in Barclaycard online account servicing
  • Double up on rewards - Use your Freedom Rewards credit card alongside other loyalty cards such as Tesco Clubcard, Nectar or Boots Advantage card to double up on your rewards
  • Go contactless – Pay for items of £30 and under on the go, wherever you see the contactless symbol.
  • Add someone to your account - Invite up to four eligible members of your household to have a card on your account and collect Freedom points more quickly.

To keep your 0% rates, you’ll need to stay within your credit limit and pay at least the minimum amount on time, or your 0% rates will go up to your purchase rate. Once your 0% offer ends, you’ll pay your purchase rate on any remaining balances, as well as on anything new you buy. If you’ve still got a balance transfer on your account after your 0% purchase rate ends, the standard interest free period will not apply to any new purchases you make.

From 1 February 2016, your standard and cash interest rates will move up and down in line with changes to the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. Visit to learn more.

Read summary box      Read balance transfers terms and conditions

Apply for Freedom Rewards now Check if I'm eligible

Learn about Freedom Rewards

APR and offer terms may vary with individual circumstances, subject to status.

It’s important you understand how your Barclaycard works. If you miss payments or go over your credit limit you could incur additional costs through interest and charges. So, please make sure you’ve read and understood the terms and conditions before you apply. Visit our FAQs if you have further questions.

Please note it's not possible to apply for a new Barclaycard if you already have a credit card provided by us, including one of our partner cards .

Contact us if you’re having difficulty understanding

We can provide additional support for all customers including those with mental or physical health conditions or learning disabilities.


Representative example

Representative APR 21.9% APR (variable)
Purchase rate p.a. 21.9% p.a. (variable)
Assumed credit limit £1,200
The credit limit, APR & offer terms may vary with individual circumstances, subject to status.

Apply online in 3 easy steps and, if approved, your Barclaycard could be with you in 5 working days

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions

Read summary box    Read balance transfers terms and conditions

Apply for Freedom Rewards now Check if I'm eligible

Here's just a sample of some of our Freedom Rewards partners

Starbucks logo
Argos logo
Currys logo

Apply for Freedom Rewards now Check if I'm eligible