Sitewide navigation:

We use cookies to give you the best browsing experience and to help us understand how you use our site. Cookies are small snippets of data stored on your computer and some have already been set. By continuing to use our website you are accepting our use of cookies. To find out more, read about cookies

New transaction fee

Choosing a credit card is a big decision we can give advice on how to repair your credit, look at all your options before you make a decision.

Learn about the new transaction fee

You will have recently received a communication from us, explaining various changes we are making to your Barclaycard Conditions.

One of the main changes we are making which will affect most customers is the introduction of a Transaction Fee. This is replacing our current ‘cash handling charge’ and ‘foreign exchange fee’.

The Transaction Fee is 2.99% of the amount of the transaction and will be charged on cash transactions and non-sterling transactions.

  1. Cash transactions include cash withdrawals and purchases of foreign currency or travellers’ cheques.
  2. A non-sterling transaction is a purchase or cash withdrawal made in a foreign currency, like Euros or Dollars.

The Transaction fee will also apply to the following new types of transaction, ‘Cash-Like Transactions’ and ‘Gaming Transactions’

  1. Cash-Like transactions are certain electronic transfers of funds, such as money orders or wire transfers.
  2. Gaming transactions are gambling and betting, as well as other transactions relating to gaming such as the purchase of lottery tickets or gaming chips or any other purchases made at gambling establishments or on websites.

We will only ever charge one Transaction Fee per transaction. This means the cost of withdrawing cash overseas will be less than at present. In addition, you will also be able to get up to 56 days interest free on all types of non-sterling cash transactions, including cash withdrawals overseas, if you pay off your statement balance in full by the payment date shown.

If the amount of the transaction is less than £100, a minimum Transaction Fee of £2.99 will be charged, except for the following transactions where no minimum fee is applied.

  1. Gaming transactions
  2. Non-sterling purchases

These changes take effect from 28 May 2012. To help you understand how they might affect you we have provided some examples below comparing the old and new charges.

Find out more about the new transaction fees.

Please see below the list of products these changes do not apply on:

  • Barclays Infinite Card
  • Open Plan Gold
  • Barclays Premier Infinite Card
  • CSMA Credit Card
  • Caravan Club Credit Card
  • Barclaycard i24
  • Littlewoods Visa
  • Mobile Contactless Payments

Click here to download a copy of this information on the new transaction fee. 

Barclaycard New Transaction Fees PDF (0.06MB)