Find the best credit card for you

Our longest balance transfer offer

Barclaycard Platinum credit card



Our longest balance transfer - 0% for 34 months

  • 0% on balance transfers for 34 months (2.99% fee applies)
  • A fee of 3.5% will be applied, then reduced to 2.99% by a refund  terms and conditions apply
  • 0% interest on purchases for 9 months from account opening
To keep your 0% rates, you'll need to make your minimum payments on time and stay within your credit limit. Otherwise the interest will go back to the purchase rate, which is also the rate you'll pay when your promotional period has ended. If you have a balance transfer you will pay interest on all purchases made once the 0% purchase rate has expired unless you repay your balance in full.

Your new account will automatically be set up with paperless statements so that you can manage your account online. You can choose to receive paper statements at any time in mybarclaycard online account servicing.


Representative example

Representative APR 18.9% APR (variable)
Purchase rate p.a. 18.9% p.a. (variable)
Assumed credit limit £1,200

The credit limit, APR & offer terms may vary with individual circumstances, subject to status.

Apply now

Read summary box
Read balance transfers terms and conditions

Contact us if you’re having difficulty understanding

We can provide additional support for all customers including those with mental or physical health conditions or learning disabilities.

Is your annual income going to change?

During the application process we’ll ask you to confirm your current annual income. If you know that your annual income will change in the next 12 months, use the lower annual income figure in your application. If you require assistance we're here to help .


Our most accessible credit card

Initial card image




Looking for your first card or have a limited credit history?

  • 0% on purchases for 3 months from account opening
  • Your account will be reviewed within 12 months and your interest rate will be reduced and your line of credit may be increased if you always pay on time and stay within your credit limit
To keep your 0% rates, you'll need to make your minimum payments on time and stay within your credit limit. Otherwise the interest will go back to the purchase rate, which is also the rate you'll pay when your promotional period has ended.

Your new account will automatically be set up with paperless statements so that you can manage your account online. You can choose to receive paper statements at any time in mybarclaycard online account servicing.





Representative example

Representative APR 34.9% APR (variable)
Purchase rate p.a. 34.9% p.a (variable)
Assumed credit limit £1,200

Subject to application and status. The terms of your product, may differ from the example.

Apply now

Read summary box


Contact us if you’re having difficulty understanding

We can provide additional support for all customers including those with mental or physical health conditions or learning disabilities.

Is your annual income going to change?

During the application process we’ll ask you to confirm your current annual income. If you know that your annual income will change in the next 12 months, use the lower annual income figure in your application. If you require assistance we're here to help .


Earn points everywhere, get rewards you'll love

Barclaycard Freedom


Rewards range from the high street, online favourites and places to spend time with the family

  • 0% interest on balance transfers for 9 months from account opening, 2.9% fee applies
  • 0% interest on purchases for 6 months from account opening
  • Double Freedom points on your UK supermarket and petrol station spend (terms and conditions apply)
To keep your 0% rates, you'll need to make your minimum payments on time and stay within your credit limit. Otherwise the interest will go back to the purchase rate, which is also the rate you'll pay when your promotional period has ended. If you have a balance transfer you will pay interest on all purchases made once the 0% purchase rate has expired unless you repay your balance in full.

Your new account will automatically be set up with paperless statements so that you can manage your account online. You can choose to receive paper statements at any time in mybarclaycard online account servicing.

Representative example

Representative APR 21.9% APR (variable)
Purchase rate p.a. 21.9% p.a. (variable)
Assumed credit limit £1,200
The credit limit, APR & offer terms may vary with individual circumstances, subject to status.

Apply now

Read summary box
Read balance transfers terms and conditions

Contact us if you’re having difficulty understanding

We can provide additional support for all customers including those with mental or physical health conditions or learning disabilities.

Is your annual income going to change?

During the application process we’ll ask you to confirm your current annual income. If you know that your annual income will change in the next 12 months, use the lower annual income figure in your application. If you require assistance we're here to help .


Our most accessible balance transfer

Barclaycard Platinum credit card




Great if you've built an average credit history and are looking for a balance transfer

  • 0% on balance transfers for 18 months (2.9% fee applies)
  • 0% interest on purchases for 3 months from account opening



To keep your 0% rates, you'll need to make your minimum payments on time and stay within your credit limit. Otherwise the interest will go back to the purchase rate, which is also the rate you'll pay when your promotional period has ended. If you have a balance transfer you will pay interest on all purchases made once the 0% purchase rate has expired unless you repay your balance in full.

Your new account will automatically be set up with paperless statements so that you can manage your account online. You can choose to receive paper statements at any time in mybarclaycard online account servicing.

Representative example

Representative APR 24.9% APR (variable)
Purchase rate p.a. 24.9% p.a. (variable)
Assumed credit limit £1,200
The credit limit, APR & offer terms may vary with individual circumstances, subject to status.

Apply now

Read summary box        Read balance transfers terms and conditions


Contact us if you’re having difficulty understanding

We can provide  additional support  for all customers including those with mental or physical health conditions or learning disabilities.

Is your annual income going to change?

During the application process we’ll ask you to confirm your current annual income. If you know that your annual income will change in the next 12 months, use the lower annual income figure in your application. If you require assistance we're here to help .


Our low fee balance transfer

Barclaycard Platinum credit card


Barclaycard 2 year balance transfer offer

  • 0% on balance transfers for 2 years (1.25% fee applies)
  • A fee of 2% will be applied, then reduced to 1.25% by a refund terms and conditions apply
  • 0% interest on purchases for 6 months from account opening
To keep your 0% rates, you'll need to make your minimum payments on time and stay within your credit limit. Otherwise the interest will go back to the purchase rate, which is also the rate you'll pay when your promotional period has ended. If you have a balance transfer you will pay interest on all purchases made once the 0% purchase rate has expired unless you repay your balance in full.

Your new account will automatically be set up with paperless statements so that you can manage your account online. You can choose to receive paper statements at any time in mybarclaycard online account servicing.

Representative example

Representative APR 18.9% APR (variable)
Purchase rate p.a. 18.9% p.a. (variable)
Assumed credit limit £1,200

The credit limit, APR & offer terms may vary with individual circumstances, subject to status.

Apply Now

Read summary box
Read balance transfers terms and conditions

Contact us if you’re having difficulty understanding

We can provide additional support  for all customers including those with mental or physical health conditions or learning disabilities.

Is your annual income going to change?

During the application process we’ll ask you to confirm your current annual income. If you know that your annual income will change in the next 12 months, use the lower annual income figure in your application. If you require assistance we're here to help .

Platinum purchase card

Barclaycard Platinum credit card



Barclaycard 14 month purchase and 23 month balance transfer offer

  • 0% on purchases for 14 months and for 23 months on balance transfers (2.49% fee applies)
  • A fee of 3.5% will be applied, then reduced to 2.49% by a refund  terms and conditions apply


To keep your 0% rates, you'll need to make your minimum payments on time and stay within your credit limit. Otherwise the interest will go back to the purchase rate, which is also the rate you'll pay when your promotional period has ended. If you have a balance transfer you will pay interest on all purchases made once the 0% purchase rate has expired unless you repay your balance in full.

Your new account will automatically be set up with paperless statements so that you can manage your account online. You can choose to receive paper statements at any time in mybarclaycard online account servicing.

Representative example

Representative APR 18.9% APR (variable)
Purchase rate p.a. 18.9% p.a. (variable)
Assumed credit limit £1,200

The credit limit, APR & offer terms may vary with individual circumstances, subject to status.

Apply now

Read summary box
Read balance transfers terms and conditions

Contact us if you’re having difficulty understanding

We can provide additional support for all customers including those with mental or physical health conditions or learning disabilities.

Is your annual income going to change?

During the application process we’ll ask you to confirm your current annual income. If you know that your annual income will change in the next 12 months, use the lower annual income figure in your application. If you require assistance we're here to help .


It’s important you understand how your Barclaycard works. If you miss payments or go over your credit limit you could incur additional costs through interest and charges. So, please make sure you’ve read and understood the terms and conditions  before you apply. Visit our FAQs  if you have further questions.