Barclaycard Payment Gateways

Terms and conditions apply. The approval of your application depends on financial circumstances and borrowing history.

The smarter way to accept payments
Whether you’re looking for competitive rates, ways to raise your revenue or want a payment solution equipped with the latest fraud-prevention tools and security, our Smartpay range could be for you. All solutions are feature-rich and have been designed with small, medium and corporate businesses in mind to help deliver a frictionless payment experience.
4 perks of accepting payments with us
Single source
Manage payment solutions and acquiring through a single provider.
Fight fraud
Access to Barclaycard Transact can help manage fraud and maximise sales†.
Stay ahead
Maximise your business’s potential with our data and insights.
Fast start
A proactive on-boarding process to help you start accepting payments.
†Barclaycard Transact is available as an additional service and additional costs apply.

Smartpay Checkout – a scalable solution for SMEs
Smartpay Checkout is our go-to online gateway for small businesses. It gives you access to different functionalities to support your business needs as they grow – all while processing secure transactions and offering a smooth payment journey.

Smartpay Fuse – the platform for mid-sized and large businesses
Ideal for mid-sized and large businesses, and Integrated Software Partners (ISVs), Smartpay Fuse lets you integrate existing commerce systems to help make the switch over to us, easier. You can also make it simpler for customers to pay how they want by accepting alternative payment methods.

Smartpay Advance – the omnichannel gateway for corporates
Optimise your business’ retail experience in-store, online, on your app or over the phone by helping to deliver a smoother payment transaction flow with Smartpay Advance. It’s a solution created with large corporates in mind that can also be tailored to the needs of your customers.
Our gateway solutions cover all of these sectors


ISV’s – partner with Barclaycard
Here’s how we’ll help your business move forward with our strategic partnerships:
our forward-thinking platform can integrate with major software providers and eCommerce websites
access to useful reporting tools to help you to manage your portfolio
you’ll be backed by over 50 years of expertise in accepting payments and managing finances