Select credit card

Select credit card

Representative example

26.4% Representative APR (variable)
19.9% Purchase rate p.a. (variable)
£1,200 Assumed credit limit
£32 (fee free for the first 12 months) Annual Fee

Subject to application and status. The terms of your product may differ from the example.

Helps businesses to manage cash flow and expenses

Classic credit card

Ideal for

  • Businesses with regular cash flow needs
  • Controlling purchases and employee expenses
  • Businesses who want a card with added protection and insurance

Key features and benefits

  • 6-month initial interest free purchase period*
  • Up to 56 days interest free on purchases thereafter when you pay in full and on time
  • Purchase Protection Insurance
  • Cardholder Misuse Insurance
  • No annual fee for the first year (usually £32). And you won’t pay the fee after this – as long as your business spends £6,000 or more every 12 months.



    *If you decide to apply, please make sure you read section 2 of the Terms and conditions PDF (311KB) carefully. It tells you what you need to do to keep your 0% rate and what happens when your 0% offer ends.

Additional features

  • Online servicing – easily manage your account, view statements and make payments on your laptop, tablet or smartphone
  • MyControls – keep on top of your business expenses and manage employee cards with a range of spend controls
  • Download card statements for easier management rather than receive printed ones
  • 24/7 telephone customer service - you know help is only a call away
  • Fraud protection – we monitor your account for any unusual or suspicious activity and alert you straightaway
  • Rewards – enjoy discounts from leading suppliers and retailers, plus pre-sale tickets

What you need to know

  • Annual fee: £32 per card, fee free for the first 12 months
  • Eligibility - you and your business are not bankrupt, or in bankruptcy proceedings
  • Your existing financial commitments are not overdue, and have been managed well over the last 12 months
  • Your business turnover or new business plan exceeds £10,000 per year
  • UK-based businesses only
  • Directors and employees must be at least 18 years of age
  • We can provide additional support for all customers including those with mental health conditions, physical health conditions or learning disabilities

Apply for your Select credit card today

To help speed up your application, please have business, turnover, financial and bank details to hand.

Card calculator

Choose the ideal card for your business

Our online business card calculator helps you quickly compare credit and charge card features and costs.