Subject to application and status. The terms of your product may differ from the example.
Helps businesses to manage cash flow and expenses
Businesses with regular cash flow needs
Controlling purchases and employee expenses
Businesses who want a card with added protection and insurance
Key features and benefits
6-month initial interest free purchase period*
Up to 56 days interest free on purchases thereafter when you pay in full and on time
Purchase Protection Insurance
Cardholder Misuse Insurance
No annual fee for the first year (usually £32). And you won’t pay the fee after this – as long as your business spends £6,000 or more every 12 months.
*If you decide to apply, please make sure you read section 2 of the Terms and conditions PDF (312KB) carefully. It tells you what you need to do to keep your 0% rate and what happens when your 0% offer ends.
Online servicing – easily manage your account, view statements and make payments on your laptop, tablet or smartphone
MyControls – keep on top of your business expenses and manage employee cards with a range of spend controls
Download card statements for easier management rather than receive printed ones
24/7 telephone customer service - you know help is only a call away
Fraud protection – we monitor your account for any unusual or suspicious activity and alert you straightaway
Rewards – enjoy discounts from leading suppliers and retailers, plus pre-sale tickets
What you need to know
Annual fee: £32 per card, fee free for the first 12 months
Eligibility - you and your business are not bankrupt, or in bankruptcy proceedings
Your existing financial commitments are not overdue, and have been managed well over the last 12 months
Your business turnover or new business plan exceeds £10,000 per year
UK-based businesses only
Directors and employees must be at least 18 years of age
We can provide additional support for all customers including those with mental health conditions, physical health conditions or learning disabilities
Apply for your Select credit card today
To help speed up your application, please have business, turnover, financial and bank details to hand.