Business Cashback credit card

Up to 3% cashback on your business expenses

Business expenses can soon mount up. So why not get up to 3% cashback every time you use your card – up to a maximum of £400 every year*. 
Cashback credit card

Representative example

Representative APR 26.4% (variable)
Purchase rate p.a. 19.9% (variable)
Assumed credit limit £1200
Annual Fee £32 per card
Subject to application and status. The terms of your product may differ from the example


What are the key benefits for my business?

Up to 3% cashback on purchases

We understand how important cash flow is to your business, so getting a little back to re-invest in the business is important. So we’ll give you up to 3% cashback on some of your everyday business expenses like office supplies and stationery, legal and accounting services, and IT equipment and support.

1% cashback on fuel

If travel costs are a big part of your business budget, use your Cashback Business credit card at petrol stations and you’ll get 1% cashback. 

0% interest on purchases for 3 months

You won’t pay any interest on your purchases for up to 3 months, saving you money on your business expenses, easing the pressure on your cash flow, and allowing you to spread the cost of larger purchases.

Up to 56 days interest free credit

When your 3-month interest free period is up, you could still get up to 56 days interest free credit on your purchases if you pay off your balance in full. Which is much better for your cash flow than paying immediately with cash or a cheque.

Get even more for your business

These are just some of the other useful features and benefits of your new card.
Check mark

Card features and benefits

  • Earn up to 3% cashback on all purchases*
  • Set individual cardholder limits and keep control of your spending
  • More convenient than cash or cheques. There’s no need to go to the bank, and you don’t have to keep a lot of cash on the premises
  • You can carry your balance over from one month to the next, if cash flow gets a bit tight. But remember to make your minimum repayment each month
  • Make fast, easy and secure contactless payments for small business expenses of £30 and under.
Manage your business account online

Manage your business account online

  • View your business’ transactions including recent and declined to keep track of your business & employee spend
  • No paper statements. Your last 13 statements are available online
  • Manage your business and any employees easily with our online servicing portal.
Insurance shield

Insurance benefits

  • Cardholder misuse protection
  • 90 day purchase protection.
Find out more about this card’s insurance benefits and exclusions

It’s worth checking the purchase protection section and cardholder misuse section of the Insurance benefits and exclusions document PDF (249KB) , so you know what exclusions apply. 

Discount benefits

Discount benefits

  • Up to 55% off standard AA membership rates.
  • Up to 15% discount on all Ryman office supplies.
  • 20% off Reed Learning open training courses and qualifications.
*3% cashback for limited categories, 1% for fuel and 0.5% for the rest.
£400 maximum limit. Cashback paid once a year at the anniversary of account opening. If you earn less than £10 cashback in any cashback year it will not be credited to your account and will not be carried forward to the following year.

Am I eligible to apply?

You are eligible for a business credit card if:

  • You and your business are not bankrupt, or in bankruptcy proceedings
  • Your existing financial commitments are not overdue, and have been managed well over the last 12 months
  • Your business turnover (or new business plan) exceeds £10,000 per year
Where the above must be true for your business, and all individuals on your application.

Having difficulty understanding?

We can provide additional support for all customers including those with mental health conditions, physical health conditions or learning disabilities
Contact us