Corporate card insurance

“For when the unexpected happens”

Our Corporate charge cards come with extra protection for your business to help support you when the unpredictable strikes. You’ll find all the insurance benefits for our cards below.

Travel insurance

You could save money on travel insurance when you use your corporate charge card to pay for your business travel abroad.

Corporate card insurance benefits

By using your card to pay for the entire trip, you and up to three work colleagues travelling with you will all receive free travel accident cover while in transit, with a maximum coverage of £100,000 for each person. You’re also covered for:

• travel delay – up to £25 per hour, for a maximum £300 per person
• delayed baggage – up to £50 per hour, and up to a maximum of £300 per person
• personal belongings – up to £500
• business document replacement – this includes any courier charges, reprinting and sending faxes, up to a maximum of £1,000
• legal expenses – up to £25,000

Please note: Business travel accident and inconvenience cover isn’t comprehensive travel insurance. Your complimentary travel accident cover only provides cover for bodily injury leading to death or permanent total disability while in transit on a business trip abroad. So it’s worth considering whether you require additional insurance to cover your needs.

All our Premium cardholders get enhanced travel insurance as standard when travelling abroad on business. If you use your card to pay for the whole trip, your complimentary cover includes:

• emergency medical expenses – up to £2 million worldwide
  
• personal liability – up to £2 million
• evacuation and repatriation expenses – up to £1 million
• legal expenses – up to £25,000
• cancellation – up to £6,000
• missed departure – up to £1,000
• travel delay – up to £300
• personal belongings and Money– up to £3,000 (including up to £250 cash)
• business document replacement – up to £1,000
• hospital benefit – £55 a day (for a maximum of 30 days)
• lost money – up to the value of £750
• emergency personnel replacement – up to £1,000
• personal accident benefit – £350,000 when travelling on public transport, and £25,000 at any other time during your trip

You, and up to three colleagues travelling abroad with you, will be eligible for the complimentary cover as long as you:

• aren’t already travelling when you apply for your card
  
• are aged under 75 at the start of the trip
• aren’t travelling against the advice of the Foreign, Commonwealth & Development Office (FCDO) or a regulatory authority in a country to/from which you are travelling

There’s no cover for medical conditions where you:

• were receiving regular medical treatment or advice when the trip was booked
• have received in-patient treatment in the twelve months immediately prior to the start of the trip
• are waiting for investigations, a referral, treatment or results

There’s also no cover for any event occurring after the first 90 days of a trip.

Insurance Benefits and Exclusions PDF (550KB)

If one of your cardholders uses their card inappropriately, and you can’t get reimbursed, you could be covered for:

• up to £15,000 per cardholder
• up to £1,000,000 each year for your whole business

The policy covers permanent and temporary staff, and you can claim for any fraudulent transactions that took place:

• up to 75 days before you discovered the fraud
• 14 days after you notify us

Insurance Benefits and Exclusions PDF (550KB)

We’re making it safer for all our customers to shop online, whether you’re buying office supplies, making travel arrangements or simply paying your regular suppliers.

To make sure you’re protected, we monitor all online transactions, to help identify any suspicious activity. In the unlikely event that an unauthorised transaction does take place, your business won’t be liable for the cost.

When you shop online, Barclaycard Secure gives you the same level of security as Chip and PIN. For extra peace of mind make sure that you buy from participating retailers. They will ask for a secure password every time you use your Barclaycard business card online.