Summary Box

The information contained in this table summarises key product features and is not intended to replace any terms and conditions.


  • Representative 9.1% APR (variable)

Minimum Repayment

You must pay your balance in full each month.

Credit Limit

Minimum credit limit:


Maximum credit limit:

Subject to status


Annual account fee: £100 for the first card and £75 per year for any additional cardholders.


Cash and cheques:

3% (minimum £3)

Copies of statements:

£3 for a copy of any statement

Copies of transactions:

£5 each. There will be no charge if the copy reveals that the transaction has been wrongly put on your account.

Foreign Usage

Payment Scheme Exchange Rate: Depending on your card type, rates can be found at either Visa or MasterCard

One or more of the following may apply:
Non Sterling Transaction Fee: 0.99% of amount
Non-sterling cash fee: 3% of amount (minimum £3) plus 0.99% non-sterling transaction fee.

Default Fees

Late payment fee:


Over-limit fee:


Returned payment fee:


You can avoid paying additional charges by staying within your credit limit and ensuring that your monthly payments are received on time.

If you would like this information in large print, Braille or audio format please call 0800 161 5326,*.

*To make sure we maintain a high-quality service, we may monitor or record phone calls.

Barclaycard is a trading name of Barclays Bank PLC. Barclays Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Registered in England. Registered No. 1026167. Registered office: 1 Churchill Place, London E14 5HP

Barclays Bank PLC adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk