Control spend and manage business expenses with our Select charge card

Product guide

Apply now 

Summary box 

£42 annual fee (to be paid in the first month) with no additional cardholder fees

Up to 38 days to pay off purchases, interest-free

Includes purchase protection and cardholder misuse insurance^*

Your Select charge card at a glance

Ideal for businesses new to cards

Take control of your business expenses and manage employee cards with added controls and security.
Grow your cash flow and control your spend

Up to 38 days to pay off purchases, interest-free. You must pay your balance back in full each month.
Keep track of your business transactions

Simplify your invoicing and expenses with a FreshBooks accounting plan, on us, worth over £260 a year.^†
Handpicked perks, only for our business cardholders

Save on the everyday costs of doing business with our rewards and discounts. T&Cs apply.

money facts winner for best business card provider 2014 – 2023

Recognised for the 12th year running

We’re delighted to be announced ‘Best Business Card Provider’ at the 2025 Business Moneyfacts Awards for the 12th year running.

We’re very proud to be recognised for supporting the UK’s business community 12 years in a row, demonstrating how much we value and reward our customers year in and year out.

Important things you need to know

We recommend viewing the terms and conditions and the information in the linked documents below. The approval of your application depends upon your financial circumstances and borrowing history, so do the terms you may be offered.

^*If you opt out of insurance, you won’t be eligible for the insurance benefits and won’t be able to make a claim.
If you’d like to opt back in, please call us on 0800 008 008 and we’d be happy to help. We’re open 24 hours a day, seven days a week.

^†Free FreshBooks Plus plan available for selected Barclaycard customer only. FreshBooks reserves the right to terminate free accounts that don’t belong to an existing Barclaycard customer. The partners may receive a revenue share from each other on approved applications.

^ΔΔSubject to your company policy. Apple T&Cs apply.

You must pay your balance in full by the payment due date shown on your statement every month.

If you’ve made a late payment, gone over your limit or have a returned payment, you’ll be charged £12. You can avoid paying these fees by staying within your credit limit and making sure you schedule your monthly payments via Direct Debit.

When making a purchase abroad, you’ll be charged the following fees:

non-sterling transaction fee – 2.99%

non-sterling cash fee – 3% (minimum £3) plus 2.99% non-sterling transaction fee

More reasons to choose a Select charge card

Person smiling and looking at a tablet screen

Manage your account and spending

Easily manage your account on your smart device using online servicing, the app and telephone banking.

person in a suit holding a card and a phone and smiling

Your account info at your fingertips

You can keep track of your spending, check balances, make payments and set up Direct Debits with online servicing.

A person holding a credit card and looking at a computer

Enhanced safety and security

We use the latest cutting-edge tech to ensure every payment you make is protected.

A person holding a charge card to a card reader

Set up recurring payments

Never miss a payment and manage regular ones at the click of a button.

A person using Apple pay on a Barclaycard card reader

Connect with Apple Pay

Make fast and secure payments by using your Barclaycard with Apple Pay.^ΔΔ

Ready to apply? Here’s what you need

You can apply if:

You’re a business owner or director
Directors and employees are over 18 years old
Your business is UK-based
Your business turnover (or new business plan) is between £10,000 per year and £6,500,000 per year
You and your business aren’t bankrupt or in bankruptcy proceedings
Your existing financial commitments aren’t overdue and have been managed well over the last 12 months
You haven’t been declined for a Barclaycard commercial card in the last six months
You’ve looked at all of our business cards and have carefully considered if this one’s right for your business

What you’ll need to hand:

Your business’ details
Your bank details – a bank statement should have everything you need
Financial information such as business turnover and net profit before tax
Details of your business partners or other business owners including their date of birth, current home address and up to three years of their address history (this doesn’t apply to sole traders)

Before you apply, please read our insurance terms and conditions carefully and decide if you’d like to opt out of receiving the free insurance benefits included with this card. If you’d like to receive a paper version of this document, call 0808 256 8488.

You’ll automatically be opted in to receive paperless statements and insurance benefits. To opt out, you’ll need to call us on 0808 256 8488 before applying. Please also read the card terms and conditions and view the summary of rates.

And finally, your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. To learn more, visit understanding interest rates.

Apply now 