Flex business credit card

An easy way to take control over your business spend

Ideal for

Businesses who prefer no annual fee
Start-ups and business new to credit cards
Businesses that have occasional cash flow needs

Key features and benefits

No annual card fee
3-month initial interest free purchase period*
Up to 56 days interest free on purchases thereafter when you pay in full

*If you decide to apply, please make sure you read section 2 of the Terms and Conditions (PDF 334KB) carefully. It tells you what you need to do to keep your 0% rate and what happens when your 0% offer ends

Additional features

Online servicing – easily manage your account, view statements and make payments on your laptop, tablet or smartphone
MyControls – keep on top of your business expenses and manage employee cards with a range of spend controls
Download card statements for easier management rather than receive printed ones
24/7 telephone customer service - you know help is only a call away
Fraud protection - we monitor your account for any unusual or suspicious activity and alert you straightaway
Business Rewards - enjoy discounts from leading suppliers and retailers, plus pre-sale tickets

What you need to know

Eligibility - you and your business are not bankrupt, or in bankruptcy proceedings
Your existing financial commitments are not overdue, and have been managed well over the last 12 months
Your business turnover or new business plan exceeds £10,000 per year

UK-based businesses only
Directors and employees must be at least 18 years of age
We can provide additional support for all customers including those with mental health conditions, physical health conditions or learning disabilities