Flex business credit card

Representative example

Representative APR
Purchase rate
Based on a
credit limit
Annual Fee

The approval of your application depends on your financial circumstances and borrowing history.

An easy way to take control over your business spend

Flex credit card

Ideal for

  • Businesses who prefer no annual fee
  • Start-ups and business new to credit cards
  • Businesses that have occasional cash flow needs

Key features and benefits

  • No annual card fee
  • 3-month initial interest free purchase period from account opening*
  • Up to 56 days interest free on purchases thereafter when you pay in full and on time and stay within your agreed credit limit


* If you don’t make at least your minimum payment on time each month, or if you go over your business credit limit, you’ll immediately lose any promotional rates you have. If you do lose your promotional rate, or when your promotional term ends, we’ll transfer the promotional balances to your standard balance, or cash balance if they relate to cash transactions.

Additional features

  • Online servicing – easily manage your account, view statements and make payments on your laptop, tablet or smartphone
  • MyControls – keep on top of your business expenses and manage employee cards with a range of spend controls
  • Download card statements for easier management rather than receive printed ones
  • 24/7 telephone customer service - you know help is only a call away
  • Fraud protection - we monitor your account for any unusual or suspicious activity and alert you straightaway
  • Business Rewards - enjoy discounts from leading suppliers and retailers, plus pre-sale tickets

What you need to know

  • Eligibility - you and your business are not bankrupt, or in bankruptcy proceedings
  • Your existing financial commitments are not overdue, and have been managed well over the last 12 months
  • Your business turnover or new business plan exceeds £10,000 per year
  • UK-based businesses only
  • Directors and employees must be at least 18 years of age
  • We can provide additional support for all customers including those with mental health conditions, physical health conditions or learning disabilities

Apply for your Flex credit card today

To help speed up your application, please have business, turnover, financial and bank details to hand.

Choose the ideal card for your business

Our online business card calculator helps you quickly compare credit and charge card features and costs

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