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Select business credit card

Representative example

Representative APR
26.4%
(variable)
Purchase rate
19.9%
(variable)
Based on a
£1,200
credit limit
Annual Fee
£32 (fee free for the first 12 months)

The approval of your application depends on your financial circumstances and borrowing history.

Helps businesses to manage cash flow and expenses

Classic credit card

Ideal for

  • Businesses with regular cash flow needs
  • Controlling purchases and employee expenses
  • Businesses who want a card with added protection and insurance*

Key features and benefits

  •  
  • 6-month initial interest free purchase period from account opening**
  • Up to 56 days interest free on purchases thereafter when you pay in full and on time and stay within your agreed credit limit
  • Purchase Protection Insurance*
  • Cardholder Misuse Insurance*
  • The Barclaycard Select credit card is fee free for the first 12 months. After which, if you spend £6000 or more on purchases or cash*** across the entire account during the previous year, on annual renewal all annual account fees will be waived for the following year
  •  
  • *Please note – if you opt out of insurance, you won't be eligible for the insurance benefits and won't be able to make a claim
  • **If you don’t make at least your minimum payment on time each month, or if you go over your business credit limit, you’ll immediately lose any promotional rates you have. If you do lose your promotional rate, or when your promotional term ends, we’ll transfer the promotional balances to your standard balance, or cash balance if they relate to cash transactions
  • ***A fee of 3% (minimum of £3.00) applies to sterling cash transactions and 3% of amount (minimum of £3) plus 2.99% non-sterling transaction fee applies to non-sterling transactions

Additional features

  •  
  • Online servicing – easily manage your account, view statements and make payments on your laptop, tablet or smartphone
  • MyControls – keep on top of your business expenses and manage employee cards with a range of spend controls
  • Download card statements for easier management rather than receive printed ones
  • 24/7 telephone customer service - you know help is only a call away
  • Fraud protection – we monitor your account for any unusual or suspicious activity and alert you straightaway
  • Business Rewards – enjoy discounts from leading suppliers and retailers, plus pre-sale tickets

What you need to know

  • Annual fee £32 per card. Fee free for the first 12 months.
  • Eligibility - you and your business are not bankrupt, or in bankruptcy proceedings
  • Your existing financial commitments are not overdue, and have been managed well over the last 12 months
  • Your business turnover or new business plan exceeds £10,000 per year

 

  • UK-based businesses only
  • Directors and employees must be at least 18 years of age
  • We can provide additional support for all customers including those with mental health conditions, physical health conditions or learning disabilities

 

Apply for your Select credit card today

To help speed up your application, please have business, turnover, financial and bank details to hand.

Choose the ideal card for your business

Our online business card calculator helps you quickly compare credit and charge card features and costs

The rewards of being with Barclaycard

We’ve partnered with some great brands to save you money on things like vehicle hire and maintenance, international parcel deliveries and office supplies

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