Select business credit card

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The approval of your application depends on your financial circumstances and borrowing history.

Helps businesses to manage cash flow and expenses

6-month initial interest free purchase period from account opening**
Up to 56 days interest free on purchases thereafter when you pay in full and on time and stay within your agreed credit limit
Purchase Protection Insurance*
Cardholder Misuse Insurance*
The Barclaycard Select credit card is fee free for the first 12 months. After which, if you spend £6000 or more on purchases or cash*** across the entire account during the previous year, on annual renewal all annual account fees will be waived for the following year
*Please note – if you opt out of insurance, you won't be eligible for the insurance benefits and won't be able to make a claim
**If you don’t make at least your minimum payment on time each month, or if you go over your business credit limit, you’ll immediately lose any promotional rates you have. If you do lose your promotional rate, or when your promotional term ends, we’ll transfer the promotional balances to your standard balance, or cash balance if they relate to cash transactions
***A fee of 3% (minimum of £3.00) applies to sterling cash transactions and 3% of amount (minimum of £3) plus 2.99% non-sterling transaction fee applies to non-sterling transactions

Online servicing – easily manage your account, view statements and make payments on your laptop, tablet or smartphone
MyControls – keep on top of your business expenses and manage employee cards with a range of spend controls
Download card statements for easier management rather than receive printed ones
24/7 telephone customer service - you know help is only a call away
Fraud protection – we monitor your account for any unusual or suspicious activity and alert you straightaway
Business Rewards – enjoy discounts from leading suppliers and retailers, plus pre-sale tickets

Annual fee £32 per card. Fee free for the first 12 months.
Eligibility - you and your business are not bankrupt, or in bankruptcy proceedings
Your existing financial commitments are not overdue, and have been managed well over the last 12 months
Your business turnover or new business plan exceeds £10,000 per year

UK-based businesses only
Directors and employees must be at least 18 years of age
We can provide additional support for all customers including those with mental health conditions, physical health conditions or learning disabilities