Section 75 Consumer Credit Act protectionΔ
This is standard for all UK credit cards and means you could be safeguarded when you pay suppliers using your credit card.
Select cashback
Representative example
- 21.9%
- (variable)
- 21.9%
- (variable)
- £1,200 credit limit
- £0
Representative APR
Purchase rate
Based on a
Annual Fee
*Card terms and conditions (PDF 189KB), cashback terms and conditions (PDF 104KB), cashback offer terms and conditions, and Insurance terms and conditions (PDF 1.64MB) apply. 2% cashback applies for the first three months only and reverts to 1% thereafter. Offer ends 31 March 2022. New UK customers only. The approval of your application depends on your financial circumstances and borrowing history
Your Select Cashback credit card just got more rewarding
Now with 2% cashback for the first three months, think about all the ways you can use your card.* You don’t need to keep it for emergencies, it’s just as handy for everyday business spend. You can also benefit from:
Get £150 cashback in the first year by spending £1,000 a month**
No annual fees on your account or for using your card
Up to 56 days’ interest-free credit when you pay in full and on time
Optional purchase protection and cardholder misuse insurance†
Three more business card benefits
Exclusive business rewards
Save on everyday purchases from leading brands and retailers, like Amazon Business and Avis, with our exclusive business rewards.
Manage your account your way
Use Barclaycard Business online servicing to keep an eye on your account anytime.
Important things you need to know
The legal stuff
- *If you don’t pay your full statement balance and only make the minimum payment, you will be charged interest on your remaining balance.
- †Please bear in mind that if you opt out of insurance, you won’t be eligible for the insurance benefits and won’t be able to make a claim.
- ΔSection 75 of the Consumer Credit Act 1974 applies in certain circumstances to purchases made in the UK and abroad. It only applies to Consumer Credit Act regulated agreements and does not apply if you are a limited company, limited liability partnership or other organisation outside the scope of the Consumer Credit Act.
**Based on an average spend of £1,000 a month over 12 months at a rate of 2% for the first three months (£20 x 3 months = £60) and then 1% thereafter (£10 x 9 months = £90).
Ready to apply? Here’s what you need
You can apply if:
- you’re a business owner or director
- directors and employees are over 18 years old
- your business is UK-based
- your business turnover or new business plan exceeds £10,000 per year
- you and your business aren’t bankrupt or in bankruptcy proceedings
- your existing financial commitments are not overdue and have been managed well over the last 12 months
- you haven’t been declined for a Barclaycard commercial card in the last six months
What you’ll need to hand:
- your business’ details
- your bank details – a bank statement should have everything you need
- financial information such as business turnover and net profit before tax
- details of your business partners or other business owners including their date of birth, current home address and up to three years of their address history (this doesn’t apply to sole traders)
Before you apply please read our insurance benefits information carefully and decide if you’d like to opt out of receiving the free Insurance benefits included with this card. Alternatively, call 0800 029 4864 if you’d like to receive a paper version of this document. Please bear in mind that you’ll automatically be opted in to receive paperless statements and insurance benefits. To opt out of these, you’ll need to call us on 0800 029 4864 before applying.
- Cashback offer terms and conditions (PDF 118 KB) Card terms and conditions (PDF 189KB) Cashback terms and conditions (PDF 104KB) Insurance terms and conditions (PDF 1.64MB) Read summary box
- 2% cashback applies for the first three months only and reverts to 1% thereafter. Offer ends 31 March 2022. New UK customers only. The approval of your application depends on your financial circumstances and borrowing history.
Where to head next
Need help choosing?
Try our card calculator tool to see how our different cards compare and which would suit your business the best.
Select charge card
If credit cards aren’t for you, take a look at our Select charge card. It’s great for first time cardholders.
Premium Plus credit card
Get exclusive travel perks including airport lounge access and savings on FX rates for wherever you venture.