Business Charge cards


Business charge cards

Here to make life easier, at home and abroad

Your Business Charge card is one of the easiest and most convenient ways to pay for everything you need when you’re out and about on business. It gives you greater control over individual spending, and streamlines your expense management processes.

As a Barclaycard Business customer, you have access to a range of valuable services.

Overview

Control expenditure

Your card solution can facilitate improved travel policy compliance while helping you enjoy total visibility of spend, via both preventative and corrective policies. And because you have access to tools enabling you to set and change your cardholder’s spend limits, it’s a flexible solution too.

Streamline expense management

Corporate cards can simplify and automate the expense management process while easing reconciliation, and reducing the cost of processing expenses. They also help to eliminate the errors involved in manual data entry and provide comprehensive reporting for enhanced Management Information. Reports are available through Online services. Find out more about online services if you haven’t already registered.

More effective travel sourcing

The enhanced MI now available to you can greatly reduce the impact of Travel and Entertainment (T&E) on the bottom line, especially when used to create bespoke reports, by ensuring you get the most from your suppliers and increasing efficiency in your travel sourcing management.

  • You can gain in-depth visibility over travel spend with key vendors to leverage supplier volume discounts, assist negotiations, optimise forecasting and monitor compliance with your travel policy.
  • Standardised Visa acceptance means one payment solution can be used globally across virtually all your T&E spend, reducing the need for supplier-specific payment solutions. Our cards are accepted at over 38 million outlets and over 150 countries worldwide including 800,000 places in the UK*.

Convenient Management and Support

You can take advantage of savings through convenient, reliable expense management solutions for your business and your employees, easily implemented and optimised through a range of support services. By consolidating your expenses into one monthly payment while eliminating the need for employees to self-fund their own business expenditure, you can reduce procurement costs even further.

It is important that you keep us up to date with any changes in your company so that we can ensure that we are contact the correct representatives.

If any cards in your organisation are no longer required, please let us know as soon as possible by calling 0800 008 008.

Keeping your card safe

We have several features to help protect you and your card from fraudulent activity face-to-face and online.

  • Chip and PIN – use the card and PIN together and cardholders will be less likely to suffer from card fraud.
  • Barclaycard Secure – protection for online payments
  • Online Protection – monitoring online transactions to identify suspicious activity

* Source: Nilson Report, March 2014

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How to

...Add an additional cardholder

Because corporate cards provide greater visibility of spend, the more people that carry one the more you’ll be able to understand and control employee expenses.

You can add more cards to your account at any time by completing an additional card holder application form, available online.

Business charge application form

Simply print the form, complete and sign and return it to:

Freepost Licence No.
Rsux-Cjra-Kuls
Barclaycard Commercial
PO BOX 4000
Wigston
LE18 9EN

Change credit limits

It is important to regularly review the credit limits of individual cardholders, to ensure your overall company credit limit is being concentrated where it is needed most.

As an administrator you can change the limit on the cardholder account through either online servicing or calling us on 0800 008 008 .

Log on to online servicing

Register for online servicing.

Change authorised signatories

If any of your authorised signatories change, just complete a change of authorised signatory form available online, with the updated details including Online Services administrators.

Simply print the form, complete and sign and return it to:

Barclaycard Commercial
Dept CB, PO Box 3000,
Teesdale Business Park
Stockton-on -Tees, TS17 6YG.

Add an authorised signatory PDF (180KB)

If any cards in your organisation are no longer required, please let us know as soon as possible by calling 0800 008 008

Report a card lost or stolen

If your one of your cardholders have misplaced their card or been a victim of crime, call one of the numbers below, 24 hours a day, 7 days a week.

0800 008 008
International: +44 (0)1642 876 603

Once you have spoken to our Lost and Stolen team you will need to complete this
Disclaimer form PDF (238KB)

Need more help?

If you need any assistance at all, please call our customer services team on:

0800 008 008

any time from 8am – 8pm on Monday to Friday
and between 8am and 6pm on Saturday.

Online servicing

If you have already registered for online servicing all you now need to do is click the green log in button above and enter in your credentials.

If you still need to register or you just want to find out more view our online servicing information page

Insurance & Security


Online payment and fraud protection

We’re committed to making it safer for our customers to shop face-to-face and online with:

Chip and PIN
Use your card and PIN together and you’ll be less likely to suffer from card fraud.

Online Protection
We continually monitor online transactions to help identify any suspicious activity and protect you from fraud.  If a fraudulent transaction takes place, your business won’t be liable.

Barclaycard Secure
Protects your card against fraudulent use when you shop online at participating retailers. In association with Verified by Visa and MasterCard SecureCode, it works in the same way that chip and PIN does in shops.

Find out more and register for Barclaycard secure

Read more about security advice for cardholders.

Terms and Conditions Apply


Cardholder Misuse Insurance

Should you find that one of your cardholders has used their card inappropriately and you’re unable to get them to reimburse you, you could be covered for up to £15,000 per cardholder, and up to £1,000,000 each year for the business as a whole.

This cover also extends to contract and temporary staff. You will be able to claim for all fraudulent card transactions that took place in the 75 days before discovery of your loss, and for any further transactions that may come to light in the 14 days following you notifying us of the loss.

Before making a claim, it’s worth checking your insurance document, so you know what exclusions apply. 
To make a claim please contact our claims handling.


Terms and Conditions Apply

Insurance benefits and exclusions document PDF (249KB)

Premium/Corporate Premium insurance benefits and exclusions PDF (273KB)

Travel Accident & Inconvenience Cover

To validate the service, all you need to do is use the card to pay for the trip. This will provide cover for the cardholder and up to three people travelling with them.

  • Travel Accident Cover while in transit on public transport –  up to £100,000 for 4 people including the cardholder
  • Travel delay insurance – up to £25 per hour to a maximum of £300 per person
  • Delayed baggage insurance – up to £50 per hour to a maximum of £300 per person
  • Personal belongings - up to £500
  • Business document replacement – includes courier charges, reprinting and sending faxes up to a maximum of £1,000
  • Legal Expenses – up to £25,000
Since business travel accident and inconvenience cover isn’t comprehensive travel insurance and only provides cover for bodily injury leading to death or permanent total disability while using public transport on a business trip outside your home country it’s worth considering whether you require additional insurance to cover your needs.

Premium cardholders can also enjoy enhanced travel insurances, including:
  • Emergency medical expenses – up to £2 million worldwide
  • Personal liability – up to £2 million
  • Evacuation and repatriation expenses – up to £1 million
  • Legal expenses – up to £25,000
  • Cancellation – up to £6,000
  • Missed departure – up to £1,000
  • Travel delay – up to £300
  • Personal belongings and Money– up to £3,000
  • Business document replacement – up to£1,000
  • Hospital benefit – £55 a day (for a maximum of 30 days)
  • Lost money –  up to the value of £750
  • Emergency personnel replacement – up to £1,000
  • Personal accident benefit – £350,000 when travelling on public transport, and £25,000 at any other time during your trip
Before making a claim, it’s worth checking your insurance document, so you know what exclusions apply.

To make a claim please contact our claims handling.


Terms and Conditions apply

Insurance benefits and exclusions document PDF (249KB)

Premium/Corporate Premium insurance benefits and exclusions PDF (273KB)

Advice and Assistance Services

Our emergency support provider offers 24 hours medical, legal and practical advice and emergency support to your cardholders at home or abroad. The number to call is 0845 026 8522 or +44 (0)203 713 4845
Other usual services include:

  • Medical referral (not covered by your insurance benefits) and 24/7 medical advice over the phone
  • Legal referral (not covered by your insurance benefits)
  • Inoculation and visa requirement information
  • Interpreter referral
  • Delivery of essential medicine or equipment

To make a claim please contact our claims handling.


Terms and conditions apply

Insurance benefits and exclusions document PDF (249KB)

Premium/Corporate Premium insurance benefits and exclusions PDF (273KB)

Extra benefits

Your Barclaycard Business Credit card is well connected with all these exclusive, discounted rates, specifically negotiated for your business.

AA

We offer discounted AA membership for Barclaycard Business customers, with up to 55% off usual rates.
Call 0800 55 11 888 and quote ‘0449’
The AA

Ryman

Up to 15% discount on all office supplies. Call 0800 801901 . Quote Barclaycard Business
Ryman Stationers‎

Reed

20% off Reed Learning open training courses and qualifications (booked using a Barclaycard - terms and conditions will apply).
Bookings can be made online at www.reedlearning.com by entering the discount code Barclaycard20 at the basket, or by calling 0800 170 7777 and quoting ‘Barclaycard20'

Reed learning

For more information

Call us. We're looking forward to hearing from you
Call us on: 

0800 008 008


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*Source: Nilson Report, March 2014