What if I have difficulties making payments?

We understand that people's business circumstances change but we can only help when we know there is a problem. If you are struggling to make your monthly payments the worst thing you can do is ignore the problem.

Contact us as soon as possible and we can help work out a repayment plan. Free advice organisations such as Citizens Advice, StepChange Debt Charity, National debtline, Business Debtline, can offer impartial, helpful and free money advice.

For further independent guidance, visit the MoneyHelper website.