Compare all business credit and charge cards

Barclaycard Flex credit card

Barclaycard Select credit card

Business Premium Plus credit card

Barclaycard Select charge card

Business Premium Plus charge card

May typically be for

Customers with lower frequent monthly spend and who prefer no annual fee Business purchases & employee spend Frequent travellers to take advantage of enhanced insurance benefits Employee expense Control and Wholesaler payments Enhanced insurances and cashback on purchases

Purchase rate

24.9% 19.9% 14.9% N/A N/A

APR

24.9% representative (variable) 26.4% representative (variable) 36.2% representative (variable) 2.7% Representative (variable) 9.1% Representative (variable)

Purchase offer

0% on purchases for 3 months from date of account opening 0% on purchases for 6 months from date of account opening 0% on purchases for 6 months from date of account opening No No

Annual card fee

£0 £32 per card.
Fee free for the first 12 months.

You could pay no annual fee every year if you qualify for our Fee Waiver, find out more here
£100 for the first card and £75 per year for additional cards £32 per card
Fee free for the first 12 months.

You could pay no annual fee every year if you qualify for our Fee Waiver, find out more here
£100 for the first card and £75 per year for additional cards

Interest free
period

Up to 56 days when balance paid in full and on time each month Up to 56 days when balance paid in full and on time each month Up to 56 days when balance paid in full and on time each month Up to 38 days when balance paid in full and on time each month Up to 38 days when balance paid in full and on time each month

Balance
transfer offer

No No No No No

Balance
transfer fee

N/A N/A N/A N/A N/A

Cashback

No No
0.5% cashback on business spend (up to £400 per year)
No 0.5% cashback on business spend (up to £1000 per year)

Additional
benefits

  • Manage account online
  • Contactless payments
  • Insurance benefits
  • Manage account online
  • Contactless payments
  • Enhanced Insurance Benefits
  • Purchase protection
  • Cardholder misuse insurance
  • Manage account online
  • Contactless payments
  • Insurance Benefits
  • Manage account online
  • Contactless payments
  • Enhanced Insurance Benefits
  • Purchase protection
  • Cardholder misuse insurance
  • Manage account online
  • Contactless payments