Premium Plus charge card

Platinum credit card

A simple way to manage what you spend

A business charge card is a convenient way to pay for all your business expenses (subject to credit limits) and to take control of your business spend. You don’t have lots of separate invoices to deal with, just one simple payment to Barclaycard each month. And unlike a credit card you pay off the balance each month. Which means you shouldn’t build up interest charges, and you can keep your costs down.


What are the key benefits for my business?

A Barclaycard Premium Plus charge card is a quick and easy way to pay for everyday business expenses. You can set individual cardholder limits, so staff can use them to pay for travel or entertainment expenses – and you can keep track of what they’re spending.

You get one bill at the end of the month, together with a report of each individual transaction. The information is also available online, whenever you need to see it.

Get even more for your business

These are just some of the other useful features and benefits of your new card.
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Card features and benefits

  • 0.5% cashback on almost all business spend up to £1000 per year, T&C’s apply
  • Discounted non-sterling transaction fee – 0.99% (was 2.99%)
  • Enhanced level of business travel insurance cover
  • VIP Priority Pass with airport lounge access.
  • Ease the burden on your cash flow, with up to 38 days interest-free credit before you pay
  • Set individual cardholder limits and keep control of your spending
  • More convenient than cash or cheques. There’s no need to go to the bank, and you don’t have to keep a lot of cash on the premises
  • No paper statements. All the information is online, in one place, whenever you need it
  • Cardholder misuse protection
  • Access to online management tools to keep track of your employee spend
Manage your business account online

Manage your business account online

  • View your business’ transactions including recent and declined to keep track of your business & employee spend
  • No paper statements. Your last 13 statements are available online
  • Manage your business and any employees easily with our online servicing portal.
Insurance shield

Insurance benefits

Enhanced business travel insurance

When you pay for the whole trip with Premium Plus you get extra travel insurance to cover for things such as medical emergencies, legal expenses, missed departure and delayed baggage.

Employee misuse

If one of your cardholders uses their card inappropriately, and you can’t get reimbursed, you could be covered for up to £15,000 per cardholder and up to £1,000,000 each year for your business.

Cardholder protection

You’re protected when you make a business purchase with your card. Any eligible goods over £50 are covered for accidental damage or theft – for the first 90 days

Enjoy free airport lounge benefits worldwide

A Priority Pass gives you access to over 900 airport lounges, in over 400 cities, in over 120 countries, whatever airline or ticket you use. Cardholders receive free annual membership, with two free visits a year (with additional visits charged at £15 each)

Limitations and exclusions:

It’s worth checking the Premium Plus Insurance benefits and exclusion document so you know what exclusions apply. 
Discount benefits

Discount benefits

  • Up to 66% off standard AA membership rates.
  • Up to 15% discount on all Ryman office supplies.
  • 20% off Reed Learning open training courses and qualifications.

Am I eligible to apply?

You are eligible for a business charge card if:

  • You and your business are not bankrupt, or in bankruptcy proceedings
  • Your existing financial commitments are not overdue, and have been managed well over the last 12 months
  • Your business turnover (or new business plan) exceeds £10,000 per year
Where the above must be true for your business, and all individuals on your application.

Having difficulty understanding?

We can provide additional support for all customers including those with mental health conditions, physical health conditions or learning disabilities
Contact us