Premium Plus credit card

Enhanced travel insurance for the business traveller

If you’re a frequent business traveller, you’ll appreciate all the extra travel insurance benefits you can get with our Premium business credit card.
Platinum credit card

Representative APR 36.2% (variable)
Purchase rate p.a. 14.9% (variable)
Assumed credit limit £1200
Annual Fee £100 for the first card and £75 per year for additional cards
Subject to application and status. The terms of your product may differ from the example

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What are the key benefits for my business?

When you travel abroad on business, it’s good to know you’re covered for almost any eventuality. But travel insurance can be expensive. So why not save money with our enhanced travel insurance option, which costs just £100 a year for your first card, and then just £75 per card, per year for additional cards.

Enhanced business travel insurance

When you pay for the whole trip with Barclaycard Premium Plus you get extra travel insurance to cover for things such as medical emergencies, legal expenses, missed departure and delayed baggage.

Employee misuse

If one of your Premium Plus cardholders uses their card inappropriately, and you can’t get reimbursed, you could be covered for up to £15,000 per cardholder and up to £1,000,000 each year for your business.

Cardholder protection

You’re protected when you make a business purchase with your card. Any eligible goods over £50 are covered for accidental damage or theft – for the first 90 days.

Enjoy free airport lounge benefits worldwide

A Priority Pass gives you access to over 900 airport lounges, in over 400 cities, in over 120 countries, whatever airline or ticket you use. Cardholders receive free annual membership, with two free visits a year (with additional visits charged at £15 each).

Limitations and exclusions:

It’s worth checking the Barclaycard Premium Plus benefits and exclusions document so you know what exclusions apply.

Barclaycard Premium Plus benefits and exclusions document - PDF 280KB (opens in a new window)


Get even more for your business

These are just some of the other useful features and benefits of your new card.
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Card features and benefits

  • 0.5% cashback on all business spend up to a maximum of £400 per year
  • Discounted non-sterling transaction fee – 0.99% (was 2.99%)
  • Set individual cardholder limits and keep control of your spending
  • More convenient than cash or cheques. There’s no need to go to the bank, and you don’t have to keep a lot of cash on the premises
  • No paper statements. All the information is online, in one place, whenever you need it
  • You can carry your balance over from one month to the next, if cash flow gets a bit tight. But remember to make your minimum repayment each month
  • Make fast, easy and secure contactless payments for small business expenses of £30 and under.
Manage your business account online

Manage your business account online

  • View your business’ transactions including recent and declined to keep track of your business & employee spend
  • No paper statements. Your last 13 statements are available online
  • Manage your business and any employees easily with our online servicing portal.
Discount benefits

Discount benefits

  • Up to 66% off standard AA membership rates.
  • Up to 15% discount on all Ryman office supplies.
  • 20% off Reed Learning open training courses and qualifications.

Am I eligible to apply?

You are eligible for a business credit card if:

  • You and your business are not bankrupt, or in bankruptcy proceedings
  • Your existing financial commitments are not overdue, and have been managed well over the last 12 months
  • Your business turnover (or new business plan) exceeds £10,000 per year
Where the above must be true for your business, and all individuals on your application.

Having difficulty understanding?

We can provide additional support for all customers including those with mental health conditions, physical health conditions or learning disabilities
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