Barclaycard Select charge card

Cashflow credit card

A simple way to manage what you spend

A Business charge card is a convenient way to pay for all your business expenses (subject to credit limits) and to take control of your business spend. You don’t have lots of separate invoices to deal with, just one simple payment to Barclaycard each month. And unlike a credit card you pay off the balance each month. Which means you shouldn’t build up interest charges, and you can keep your costs down.

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What are the key benefits for my business?

A Barclaycard Select charge card is a quick and easy way to pay for everyday business expenses. You can set individual cardholder limits, so staff can use them to pay for travel or entertainment expenses – and you can keep track of what they’re spending.

You get one bill at the end of the month, together with a report of each individual transaction. The information is also available online, whenever you need to see it.


Get even more for your business

These are just some of the other useful features and benefits of your new card.
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Card features and benefits

  • £32 annual fee per card, fee free for the first 12 months.
  • Ease the burden on your cash flow, with up to 38 days interest-free credit before you pay
  • Set individual cardholder limits and keep control of your spending
  • More convenient than cash or cheques. There’s no need to go to the bank, and you don’t have to keep a lot of cash on the premises
  • No paper statements. All the information is online, in one place, whenever you need it
  • Cardholder misuse protection
  • Access to online management tools to keep track of your employee spend
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Card features and benefits

  • If you spend £6000 or more on purchases or cash across the entire account during the previous year, on annual renewal all annual account fees will be waived for the following year.
Manage your business account online

Manage your business account online

  • View your business’ transactions including recent and declined to keep track of your business & employee spend
  • No paper statements. Your last 13 statements are available online
  • Manage your business and any employees easily with our online servicing portal.
Insurance shield

Insurance benefits

  • Business travel accident & inconvenience cover
  • Cardholder misuse protection
Find out more about this card’s insurance benefits and exclusions

It’s worth checking the cardholder misuse section of the Insurance Terms & Conditions , so you know what exclusions apply.

Discount benefits

Discount benefits

  • Up to 66% off standard AA membership rates.
  • Up to 15% discount on all Ryman office supplies.
  • 20% off Reed Learning open training courses and qualifications.

Am I eligible to apply?

You are eligible for a business charge card if:

  • You and your business are not bankrupt, or in bankruptcy proceedings
  • Your existing financial commitments are not overdue, and have been managed well over the last 12 months
  • Your business turnover (or new business plan) exceeds £10,000 per year
Where the above must be true for your business, and all individuals on your application.

Having difficulty understanding?

We can provide additional support for all customers including those with mental health conditions, physical health conditions or learning disabilities
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