To make everything as clear as possible we've summarised some of the key information below.
You need to read through this carefully before you continue with your application.
|How your interest offers work|
|Your balance transfer offer||
0% balance transfers can only be made within the first 60 days from account opening. Your balance transfer offer will start from the date you make your balance transfer.
|To keep your 0% rates||You'll need to stay within your credit limit and make at least your minimum payment on time each month. If you don't, your 0% rates will go up to your standard rate instead.|
|When your 0% purchase offer ends||
You'll be charged interest at your standard rate for:
|When your 0% balance transfer offer ends||You'll be charged interest at your standard rate on any outstanding balance transfer.|
|Managing your Barclaycard|
|Staying on top of your account||
To manage your account well you'll need to make payments on time and stay within your credit limit - this could then help you build your credit rating over time. If you don't do these things:
|Bank of England Base Rate||Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. To learn more visit: barclaycard.co.uk/understanding-interest.|