You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.
If you’re looking for your first credit card, or your credit history isn’t great, our award-winning Barclaycard Initial could be the card for you.
This card could help you improve your credit rating over time if you:
If you don’t make your monthly payments on time and stay under your credit limit, this could make your credit rating worse. So make sure you manage your account properly.
This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time. Terms and conditions apply and a Barclaycard is subject to application and status.
Remember: to keep your 0% rate for 6 months, you’ll need to make your minimum payments on time and stay within your credit limit. Otherwise your 0% rate will go up to the standard rate, which is also the rate you'll pay when your promotional period has ended.