Balance transfer credit cards
If you’re paying interest on other credit or store cards, you could save money with a Barclaycard 0% interest balance transfer credit card.
We usually charge a fee for the balance transfer, which we’ll tell you about before you apply. Balance transfer cards are only available to new customers who don’t already have a credit card provided by us, including one of our partner cards.
Here’s an example of how the balance transfer could work.
Our longest 0% balance transfer credit card
For maximum flexibility, giving you more time to pay off your balance.
- 0% interest for up to 28 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
- £20 cashback when you transfer a balance of £2,500 or more within 60 days of opening your account. Offer ends 5 February 2020. T&Cs apply
- 1.75% balance transfer fee (terms apply)
Representative example - most accepted customers get
- Representative APR
- 21.9% APR (variable)
- Purchase rate
- 21.9% p.a. (variable)
- £1,200 credit limit
- Annual Fee
- No annual fee
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.
Our 0% balance transfer credit card with no transfer fee
Could be good if you’re looking to transfer a balance but you don’t want to pay a fee.
- 0% interest for up to 18 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
- £20 cashback when you transfer a balance of £2,500 or more within 60 days of opening your account. Offer ends 5 February 2020. T&Cs apply
- 0% balance transfer fee (terms apply)
Representative example - most accepted customers get
- Representative APR
- 21.9% APR (variable)
- Purchase rate
- 21.9% p.a. (variable)
- £1,200 credit limit
- Annual Fee
- No annual fee
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.
Our great all-rounder Platinum card
A flexible card you can use for balance transfers and purchases.
- 0% interest on purchases for up to 25 months from the date you open your account
- 0% interest for up to 25 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
- 2.7% balance transfer fee (terms apply)
Representative example - most accepted customers get
- Representative APR
- 21.9% APR (variable)
- Purchase rate
- 21.9% p.a. (variable)
- £1,200 credit limit
- Annual Fee
- No annual fee
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.
Our most accessible 0% balance transfer credit card for people with an average credit rating
Great if you’ve built an average credit history and you’re now looking for a balance transfer.
- 0% interest for up to 18 months on balance transfers from the date you open your account (2.99% fee applies). Transfers must be made within 60 days to benefit from the 0% offer
Representative example - most accepted customers get
- Representative APR
- 24.9% APR (variable)
- Purchase rate
- 24.9% p.a. (variable)
- £1,200 credit limit
- Annual Fee
- No annual fee
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.