Balance transfer credit cards to suit you

Balance transfer credit cards

0% interest balance transfer credit cards explained

If you’re paying interest on other credit or store cards, you could save money with a Barclaycard 0% interest balance transfer credit card.
 
We usually charge a fee for the balance transfer, which we’ll tell you about before you apply. Balance transfer cards are only available to new customers who don’t already have a credit card provided by us, including one of our partner cards.
 
Here’s an example of how the balance transfer could work.

Use balance transfer calculator

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Platinum credit card

32 month balance transfer Platinum card

Great if you want maximum flexibility on how quickly you pay off your balance.

  • 0% interest for 32 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
  • 1.39% balance transfer fee (terms apply)

Representative example

Representative APR 19.9% APR (variable)
Purchase rate p.a. 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.


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30 month balance transfer Platinum card

Could be good if you want a lower fee and you're happy with a bit less time to pay off your balance.

  • 0% interest for 30 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
  • 0.75% balance transfer fee (terms apply)

Representative example

Representative APR 19.9% APR (variable)
Purchase rate p.a. 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.


Find out more

Platinum credit card

Our great all-rounder Platinum card

A flexible card you can use for balance transfers and purchases.

  • 0% interest on purchases for 27 months from the date you open your account
  • 0% interest for 27 months on balance transfers from the date you open your account (2.5% fee applies). Transfers must be made within 60 days to benefit from the 0% offer

Representative example

Representative APR 19.9% APR (variable)
Purchase rate p.a. 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.


Find out more

Platinum credit card

No fee 24 month balance transfer Platinum card

Could be good if you’re looking to transfer a balance but you don’t want to pay a fee.

  • 0% interest for 24 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
  • 0% balance transfer fee (terms apply)

Representative example

Representative APR 19.9% APR (variable)
Purchase rate p.a. 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.


Find out more

18 month balance transfer Platinum card

Great if you’ve built an average credit history and you’re now looking for a balance transfer.

  • 0% interest for 18 months on balance transfers from the date you open your account (2.99% fee applies). Transfers must be made within 60 days to benefit from the 0% offer

Representative example

Representative APR 24.9% APR (variable)
Purchase rate p.a. 24.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.


Find out more

Freedom Rewards card with purchase offer and balance transfer

Every time you spend on your card you’ll earn Freedom points, which you can redeem for great rewards.

  • 0% interest on purchases for a year from the date you open your account
  • 0% interest for a year on balance transfers from the date you open your account (0.15% fee applies). Transfers must be made within 60 days to benefit from the 0% offer

Representative example

Representative APR 21.9% APR (variable)
Purchase rate p.a. 21.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.


Find out more

Barclaycard is a trading name of Barclays Bank UK PLC. Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Registered in England No. 9740322. Registered office: 1 Churchill Place, London E14 5HP

Barclays Bank UK PLC adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk

© Barclaycard 2018