Balance transfer credit cards

If you’re paying interest on other credit or store cards, you could save money with a Barclaycard 0% interest balance transfer credit card. 

We usually charge a fee for the balance transfer, which we’ll tell you about before you apply. Balance transfer cards are only available to new customers who don’t already have a credit card provided by us, including one of our partner cards.
 
Here’s an example of how the balance transfer could work.

Our great all-rounder Platinum card

A flexible card you can use for balance transfers and purchases.

  • 0% interest on purchases for up to 18 months from the date you open your account
  • 0% interest for up to 18 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
  • 2.9% balance transfer fee (terms apply)

Representative example - most accepted customers get

Representative APR
21.9% APR (variable)
Purchase rate
21.9% p.a. (variable)
Based on a
£1,200
credit limit
Annual Fee
No annual fee

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

20 month balance transfer Platinum card

Could be good if you want a lower fee and you need a bit more time to pay off your balance.

  • 0% interest on purchases for up to 6 months from the date you open your account
  • 0% interest for up to 20 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
  • 1.45% balance transfer fee (terms apply)

Representative example - most accepted customers get

Representative APR
21.9% APR (variable)
Purchase rate
21.9% p.a. (variable)
Based on a
£1,200
credit limit
Annual Fee
No annual fee

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

No fee 15 month balance transfer Platinum card

Could be good if you're looking to transfer a balance but you don't want to pay a fee.

  • 0% interest on purchases for up to 6 months from the date you open your account
  • 0% interest for up to 15 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
  • 0% balance transfer fee (terms apply)

Representative example - most accepted customers get

Representative APR
21.9% APR (variable)
Purchase rate
21.9% p.a. (variable)
Based on a
£1,200
credit limit
Annual Fee
No annual fee

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

Check if you’re eligible

Making lots of credit applications can make your credit rating worse.

Use our free eligibility checker before you apply to find out whether you’re likely to be accepted for a credit card. It only takes a few minutes and it won’t affect your credit rating.