Balance transfer credit cards

If you’re paying interest on other credit or store cards, you could save money with a Barclaycard 0% interest balance transfer credit card.

We usually charge a fee for the balance transfer, which we’ll tell you about before you apply. Balance transfer cards are only available to new customers who don’t already have a credit card provided by us, including one of our partner cards.

Here’s an example of how the balance transfer could work.

Use balance transfer calculator

Back to all cards

Our great all-rounder Platinum card

A flexible card you can use for balance transfers and purchases.

0% interest on purchases for 27 months from the date you open your account
0% interest for 27 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
2.7% balance transfer fee (terms apply)

Representative example

Representative APR: 19.9% APR (variable)
Purchase rate p.a.: 19.9% p.a. (variable)
Assumed credit limit: £1,200
Annual Fee: No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

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28 month balance transfer Platinum card

For maximum flexibility, giving you more time to pay off your balance.

0% interest for 28 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
1.75% balance transfer fee (terms apply)

Representative example

Representative APR: 19.9% APR (variable)
Purchase rate p.a.: 19.9% p.a. (variable)
Assumed credit limit: £1,200
Annual Fee: No annual fee

Find out more

26 month balance transfer Platinum card

Could be good if you want a lower fee and you're happy with a bit less time to pay off your balance.

0% interest for 26 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
1.5% balance transfer fee (terms apply)

Representative example

Representative APR: 19.9% APR (variable)
Purchase rate p.a.: 19.9% p.a. (variable)
Assumed credit limit: £1,200
Annual Fee: No annual fee

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No fee Platinum 20 month balance transfer

Could be good if you’re looking to transfer a balance but you don’t want to pay a fee.

0% interest for 20 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
0% balance transfer fee (terms apply)

Representative example

Representative APR: 19.9% APR (variable)
Purchase rate p.a.: 19.9% p.a. (variable)
Assumed credit limit: £1,200
Annual Fee: No annual fee

Find out more

18 month balance transfer Platinum card

Great if you’ve built an average credit history and you’re now looking for a balance transfer.

0% interest for 18 months on balance transfers from the date you open your account (2.99% fee applies). Transfers must be made within 60 days to benefit from the 0% offer

Representative example

Representative APR: 24.9% APR (variable)
Purchase rate p.a.: 24.9% p.a. (variable)
Assumed credit limit: £1,200
Annual Fee: No annual fee

Find out more