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Balance transfer credit cards

If you’re paying interest on other credit or store cards, you could save money with a Barclaycard 0% interest balance transfer credit card.
 
We usually charge a fee for the balance transfer, which we’ll tell you about before you apply. Balance transfer cards are only available to new customers who don’t already have a credit card provided by us, including one of our partner cards.
 
Here’s an example of how the balance transfer could work.

Our great all-rounder Platinum card

A flexible card you can use for balance transfers and purchases.

  • 0% interest on purchases for up to 25 months from the date you open your account
  • 0% interest for up to 25 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
  • 2.7% balance transfer fee (terms apply)

Representative example

Representative APR
19.9% APR (variable)
Purchase rate
19.9% p.a. (variable)
Based on a
£1,200
credit limit
Annual Fee
No annual fee

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown. 

Our longest 0% balance transfer credit card

For maximum flexibility, giving you more time to pay off your balance.

  • 0% interest for up to 28 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
  • 1.75% balance transfer fee (terms apply)

Representative example

Representative APR
19.9% APR (variable)
Purchase rate
19.9% p.a. (variable)
Based on a
£1,200
credit limit
Annual Fee
No annual fee

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown. 

Our 0% balance transfer credit card with no transfer fee

Could be good if you’re looking to transfer a balance but you don’t want to pay a fee.

  • 0% interest for up to 20 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
  • 0% balance transfer fee (terms apply)

Representative example

Representative APR
19.9% APR (variable)
Purchase rate
19.9% p.a. (variable)
Based on a
£1,200
credit limit
Annual Fee
No annual fee

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown. 

Our most accessible 0% balance transfer credit card for people with an average credit rating

Great if you’ve built an average credit history and you’re now looking for a balance transfer.

  • 0% interest for up to 18 months on balance transfers from the date you open your account (2.99% fee applies). Transfers must be made within 60 days to benefit from the 0% offer

Representative example

Representative APR
24.9% APR (variable)
Purchase rate
24.9% p.a. (variable)
Based on a
£1,200
credit limit
Annual Fee
No annual fee

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.