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Terms and conditions

You will get 0.25% cashback on purchases. This will be credited annually to your statement or on your request.

You’ll earn cashback on new purchases that you make. You won’t earn cashback on balance transfers, money transfers, cash withdrawals, buying currency or traveller’s cheques, or any cash-like transactions you make such as money orders or wire transfers. It also doesn’t include gaming-related transactions such as gambling, betting and buying lottery tickets.

Non-sterling purchase fees will not be charged on purchases.

You must pay in the local currency to benefit from the 0% on purchases abroad offer and Visa’s competitive exchange rate.