Barclaycard Rewards Card

Get 0.25% cashback on all your everyday spending, plus no transaction fees on purchases when you’re abroad

Barclaycard Rewards Credit Card

Representative example – most accepted customers get


22.9% APR


Purchase rate


p.a. (variable)

Based on a


credit limit

What do these rates mean?

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

Use the eligibility checker to find out if you’ll be accepted, without affecting your credit rating. 

Your Barclaycard at a glance

  • Get 0.25% cashback on your everyday spend*

    On new purchases that you make. Terms and conditions apply which you can find in the important information section below.

  • No fees on purchases abroad

    You’ll be able to withdraw cash from an ATM or buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate.

  • Protection on purchases over £100

    if there’s a problem, you could be covered for a refund – that’s a feature that comes with every UK credit card (conditions apply).

    Summary of rates   

    Terms & Conditions

Barclaycard Reward Credit Card and Barclays mobile banking app

Check if you’re eligible

Making lots of credit applications can make your credit rating worse.

Use our free eligibility checker before you apply to find out whether you’re likely to be accepted for a credit card. It only takes a few minutes and it won’t affect your credit rating.

Important things you need to know

    • Being accepted for a card depends on your credit history and how you’ve managed credit in the past. Depending on your individual circumstances we may offer you an APR of 29.9% APR variable. Of course, if you’re not happy with this alternative you don’t have to go ahead with it.
    • You will get 0.25% cashback on your everyday spending*. This will be credited annually to your statement or on your request.
    • No fees abroad – you’ll be able to withdraw cash from an ATM or buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate
    • There is a 0.00% fee on all cash withdrawals.

    *You’ll earn cashback on new purchases that you make. You won’t earn cashback on balance transfers, money transfers, cash withdrawals, buying currency or traveller’s cheques, or any cash-like transactions you make such as money orders or wire transfers. It also doesn’t include gaming-related transactions such as gambling, betting and buying lottery tickets.

    • Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. To learn more visit
    • Your new account will be set up with digital statements. These can be found in your online Barclaycard account, which you will need to register for. You can choose to switch to paper statements at any time.

Benefits with your Barclaycard

Before you apply

Apply online in four easy steps and we’ll give you a response in one minute. If approved, your Barclaycard could be with you in five working days.

You can apply if:
  • You are aged 21 or over

  • You haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years

  • You always make payments on time

  • You have at least four years' experience of managing credit

  • You have had a permanent UK address for at least two years

  • You have a personal income of more than £20,000 per annum

  • You are able to afford repayments on any outstanding credit commitments

What you’ll need to hand:
  • Address details for the last two years

  • Phone number and e-mail address

  • Current employment details

  • Details of your annual income before tax

  • Details of your monthly income after tax

  • A good idea about your monthly outgoings

  • Main bank account sort code and account number

  • In some situations, if your application is accepted you will need to provide copies of your last two bank statements or payslips

Before you go ahead, make sure you've also read and understood the summary box of rates and terms and conditions.

Also, understanding how fees and offers work can help you manage your account, so make sure you’re up to speed on the types of fees we may charge and how promotional rates work.

Not the card for you?

Contact us if you’re having difficulty understanding

We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities.

If you would like to talk to someone call 0800 056 3486 from 8am - 9pm Monday to Friday and 9am - 1pm on Saturday.