Barclaycard Rewards Card
Get 0.25% cashback on all your everyday spending, plus no transaction fees on purchases when you’re abroad
Representative example – most accepted customers get
Representative
22.9% APR
(variable)
Purchase rate
22.9%
p.a. (variable)
Based on a
£1,200
credit limit
The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.
Use the eligibility checker to find out if you’ll be accepted, without affecting your credit rating.
Your Barclaycard at a glance
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Get 0.25% cashback on your everyday spend*
On new purchases that you make. Terms and conditions apply which you can find in the important information section below.
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No fees on purchases abroad
You’ll be able to withdraw cash from an ATM or buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate.
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Protection on purchases over £100
if there’s a problem, you could be covered for a refund – that’s a feature that comes with every UK credit card (conditions apply).
Important things you need to know
Benefits with your Barclaycard
Manage your account with ease
From checking your balance, keeping track of transactions and securely making payments, the Barclaycard app makes managing your account a breeze.
Save with Barclaycard Entertainment
Get 5% back on tickets across 3,500 gigs, comedy nights and family days out every year. Plus, 10% back on exclusive festival presale tickets.
Fraud Protection 24/7
Whether you’re buying on the high street, online or overseas, our state of the art detection system monitors around the clock to stop fraud in its tracks.
Free additional cardholder
Share your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply).
Before you apply
Apply online in four easy steps and we’ll give you a response in one minute. If approved, your Barclaycard could be with you in five working days.
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You are aged 21 or over
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You haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years
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You always make payments on time
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You have at least four years' experience of managing credit
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You have had a permanent UK address for at least two years
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You have a personal income of more than £20,000 per annum
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You are able to afford repayments on any outstanding credit commitments
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Address details for the last two years
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Phone number and e-mail address
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Current employment details
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Details of your annual income before tax
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Details of your monthly income after tax
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A good idea about your monthly outgoings
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Main bank account sort code and account number
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In some situations, if your application is accepted you will need to provide copies of your last two bank statements or payslips
Before you go ahead, make sure you've also read and understood the summary box of rates and terms and conditions.
Also, understanding how fees and offers work can help you manage your account, so make sure you’re up to speed on the types of fees we may charge and how promotional rates work.
Not the card for you?
Balance transfer credit cards
You could save on interest fees by transferring an existing balance from another credit card or store card to a Barclaycard.
Purchase credit cards
From holidays, home improvements or everyday spending, spread the cost with a low interest rate on all purchases.
Credit building credit cards
Great if you’re looking for your first credit card or want to improve your credit score.
Contact us if you’re having difficulty understanding
We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities.
If you would like to talk to someone call 0800 056 3486 from 8am - 9pm Monday to Friday and 9am - 1pm on Saturday.