Barclaycard Rewards Card

Get 0.25% cashback on all your everyday spending, plus no transaction fees when you’re abroad

Representative example – most accepted customers get

Representative 22.9% APR (variable)
Purchase rate 22.9% p.a. (variable)
Based on a £1,200 credit limit

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

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Check eligibility 

Use the eligibility checker to find out if you’ll be accepted, without affecting your credit rating.

Your Barclaycard at a glance

Get 0.25% cashback on your everyday spend*

On new purchases that you make. Terms and conditions apply which you can find in the important information section below.
No fees abroad

You’ll be able to withdraw cash from an ATM or buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate.
Protection on purchases over £100

if there’s a problem, you could be covered for a refund – that’s a feature that comes with every UK credit card (conditions apply).

Summary of rates

Terms & Conditions

Check if you’re eligible

Making lots of credit applications can make your credit rating worse.

Use our free eligibility checker before you apply to find out whether you’re likely to be accepted for a credit card. It only takes a few minutes and it won’t affect your credit rating.

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Important things you need to know

Being accepted for a card depends on your credit history and how you’ve managed credit in the past. Depending on your individual circumstances we may offer you an APR of 29.9% APR variable. Of course, if you’re not happy with this alternative you don’t have to go ahead with it.

You will get 0.25% cashback on your everyday spending*. This will be credited annually to your statement or on your request.

No fees abroad – you’ll be able to withdraw cash from an ATM or buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate

There is a 0.00% fee on all cash withdrawals.

*You’ll earn cashback on new purchases that you make. You won’t earn cashback on balance transfers, money transfers, cash withdrawals, buying currency or traveller’s cheques, or any cash-like transactions you make such as money orders or wire transfers. It also doesn’t include gaming-related transactions such as gambling, betting and buying lottery tickets.

Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. To learn more visit barclaycard.co.uk/understanding-interest.

Your new account will be set up with digital statements. These can be found in your online Barclaycard account, which you will need to register for. You can choose to switch to paper statements at any time.

Benefits with your Barclaycard

Manage your account with ease

From checking your balance, keeping track of transactions and securely making payments, the Barclaycard app makes managing your account a breeze.

Save with Barclaycard Entertainment

Get 5% back on tickets across 3,500 gigs, comedy nights and family days out every year. Plus, 10% back on exclusive festival presale tickets.

Fraud Protection 24/7

Whether you’re buying on the high street, online or overseas, our state of the art detection system monitors around the clock to stop fraud in its tracks.

Free additional cardholder

Share your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply).

Find out more about your benefits

Before you apply

Apply online in four easy steps and we’ll give you a response in one minute. If approved, your Barclaycard could be with you in five working days.

You can apply if:

You are aged 21 or over
You haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years
You always make payments on time
You have at least four years' experience of managing credit
You have had a permanent UK address for at least two years
You have a personal income of more than £20,000 per annum
You are able to afford repayments on any outstanding credit commitments

What you’ll need to hand:

Address details for the last two years
Phone number and e-mail address
Current employment details
Details of your annual income before tax
Details of your monthly income after tax
A good idea about your monthly outgoings
Main bank account sort code and account number
In some situations, if your application is accepted you will need to provide copies of your last two bank statements or payslips

Before you go ahead, make sure you've also read and understood the summary box of rates and terms and conditions.

Also, understanding how fees and offers work can help you manage your account, so make sure you’re up to speed on the types of fees we may charge and how promotional rates work.

Not the card for you?

Balance transfer credit cards

You could save on interest fees by transferring an existing balance from another credit card or store card to a Barclaycard.

Balance transfer credit cards

Purchase credit cards

From holidays, home improvements or everyday spending, spread the cost with a low interest rate on all purchases.

Purchase credit cards

Credit building credit cards

Great if you’re looking for your first credit card or want to improve your credit score.

Credit building credit cards

Contact us if you’re having difficulty understanding

We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities.

If you would like to talk to someone call 0800 056 3486 from 8am - 9pm Monday to Friday and 9am - 1pm on Saturday.