Your Barclaycard at a glance
A personalised credit limit
Between £50 - £1,200.
Price promise – 3% interest rate reduction
If you make all your payments on time and stay within your credit limit for the first year. Keep it going in the second year and you’ll get another 2% reduction. You can find out more in the “How does the price promise work” section below.
0% interest on purchases for 3 months
From the date you open your account.
Important things you need to know
Benefits with your Barclaycard
Manage your account with ease
From checking your balance, keeping track of transactions and securely making payments, the Barclaycard app makes managing your account a breeze.
Save with Barclaycard Entertainment
Get 5% back on tickets across 3,500 gigs, comedy nights and family days out every year. Plus, 10% back on exclusive festival presale tickets.
One simple fee abroad
Use your Barclaycard for a simple and secure way to pay overseas. Features including emergency cash and worldwide assistance make it the perfect travel companion.
Fraud Protection 24/7
Whether you’re buying on the high street, online or overseas, our state of the art detection system monitors around the clock to stop fraud in its tracks.
Free additional cardholder
Share your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply).
Before you apply
Apply online in four easy steps and we’ll give you a response in one minute. If approved, your Barclaycard could be with you in five working days.
You are aged 18 or over
You haven't been declared bankrupt in the past six years and don’t have more than one County Court Judgement
You have had a permanent UK address for at least two years
You are employed, with an income of more than £3,000 per annum
Address details for the last two years
Phone number and e-mail address
Current employment details
Details of your annual income before tax
Details of your monthly income after tax
A good idea about your monthly outgoings
Main bank account sort code and account number
In some situations, if your application is accepted you will need to provide copies of your last two bank statements or payslips
Not the card for you?
Balance transfer credit cards
Rewards credit cards
Contact us if you’re having difficulty understanding
We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities.
If you would like to talk to someone call 0800 056 3486 from 8am - 9pm Monday to Friday and 9am - 1pm on Saturday.