Rewards credit cards

1 year 0% purchase and balance transfer offer – plus rewards too (0.15% transfer fee applies)

Representative example

21.9% Representative APR (variable)
21.9% Purchase rate p.a. (variable)
£1,200 Assumed credit limit

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Freedom Rewards credit card

  • Want to stop paying interest on your purchases and credit card balances for a year?

    0% interest on purchases and balance transfers for a year (0.15% fee applies). And the good stuff doesn’t end there. Every time you spend on your card you’ll earn points, which you can redeem for a range of rewards.

    • 0% interest on purchases for a year from the date you open your account
    • 0% interest for a year on balance transfers from the date you open your account (0.15% fee applies). Transfers must be made within 60 days to benefit from the 0% offer
    • A fee of 2.9% will be applied to your account at first, but you'll only pay 0.15% as we'll refund the difference – T&C’s apply
    • Free ongoing access to your Experian Credit Score (conditions apply)
    • An exclusive package of benefits and savings with Barclaycard Entertainment

    And get Freedom Rewards points too

    • Every time you spend on your card you’ll earn points, which you can redeem for rewards
    • £1 = 2 points when you spend at UK supermarkets, petrol stations and Transport for London
    • £1 = 1 point everywhere else
    • No limit to the number of reward points you can earn on your spend, and no annual fee
    • Freedom Reward points won’t be earned on any balance transfers you make

    Important information

    If you decide to apply, please make sure you read part one of your application carefully. It tells you what you need to do to keep your 0% interest rates and what happens when your 0% interest offer ends.

    You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

    If you’d prefer not to accept your alternative offer, you don’t have to go ahead with it.

    Understanding how fees and promotional rates work can help you to manage your account. So make sure you’re up to speed on the types of fees we may charge you and how promotional rates work.

    Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. To learn more visit

    Your new account will be set up with digital statements. These can be found in your online Barclaycard account, which you will need to register for. You can choose to switch to paper statements at any time.

    Barclaycard reserves the right to withdraw this offer at any time. Terms and conditions apply and a Barclaycard is subject to application and status.

  • Card best suited for new customers who:

    • Have a UK bank account
    • Are aged 18 or over
    • Have a personal income of £20,000 or over
    • Have lived in the UK for at least two years
    • Haven’t applied for a Barclaycard in the past six months
    • Haven’t had any Individual Voluntary Agreements, County Court Judgements and haven’t been declared bankrupt in the past six years
    • Are able to afford repayments on any outstanding credit commitments
  • What you'll need to apply:

    • Address details for the last two years
    • Phone number and e-mail address
    • Current employment details
    • Details of your annual income
    • Main bank account sortcode and account number 

    Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Check if you're eligible

With our eligibility checker you can see how likely you are to be accepted for a Barclaycard before you apply. Plus, it doesn’t affect your credit rating.

Apply online

Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days.

Still not decided?

If this card doesn’t sound right, why not try the Barclaycard card finder to help find a card that suits your needs.

Getting in touch

If you have questions about your application just contact us

Having problems understanding this information?

We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities.
If you would like to talk to someone you can call 0800 056 3486 from 8am - 9pm Monday to Friday and 9am - 1pm on Saturday.
Or you can visit any Barclays branch and speak to an adviser.