If you’re looking for your first credit card, or your credit history isn’t great, Barclaycard Initial could be the card for you.
Your Barclaycard offer
A starting credit limit between £150 and £1,200
Receive £30 cashback after three months if you always make your minimum payments on time and stay within your credit limit. We'll also reduce your interest rate by up to 5% over two years*. Offer ends 5 October 2016
(terms and conditions apply)
0% interest on purchases for three months from account opening
Free ongoing access to your Experian Credit Score
Helping you stay in control
Set up free text and email alerts to help you keep track of your spend, let you know when your payment's due and much more
Manage your money through our mobile app
Your new account will automatically be set up with digital statements so that you can manage your account online. You can choose to receive paper statements at any time in your Barclaycard account
If you manage your account sensibly, by making your payments on time and staying within your credit limit, you could build your credit rating over time. However, your credit rating could be harmed if you don't manage your Barclaycard sensibly
*Remember your interest rate moves inline with the Bank of England base rate
If you decide to apply, please make sure you read part one of your application carefully. It tells you what you need to do to keep your 0% rates and what happens when your 0% offers ends.
This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time. Terms and conditions apply and a Barclaycard is subject to application and status.