Credit card eligibility - your guide

A guide to credit card eligibility

To be eligible for a Barclaycard Initial you’ll need to meet the following criteria:

  • be over 18
  • earn over £3,000 a year
  • not be unemployed
  • not have been made bankrupt in the last six years – including having an Individual Voluntary Arrangement or Debt Relief Order
  • not have more than one County Court Judgement
  • not already have a Barclaycard credit card
  • have lived at your current address for at least three months
  • not have recently missed a bill payment

If you’re still unsure if you’re likely to be accepted, try our eligibility checker tool at letmechoose.barclaycard.co.uk.