Platinum 39 month balance transfer Credit Card

Platinum 39 month 0% balance transfer credit card

Transfer your outstanding balances to our 39 month 0% card and you could use the money you save in interest to reduce the amount you owe, you could save an average £1,390 in interest.

This saving is based on you transferring £3,500 from a card with a current rate of 19.9% to our 0% for 39 months balance transfer card and assumes £95 is being repaid each month

Your Barclaycard offer

  • 0% interest for 39 months on balance transfers made within 60 days of opening your account (3.5% fee applies. A fee of 3.5% will be applied to your account at first, but you'll only pay 1.45% as we'll refund the difference – terms and conditions apply )
  • 0% interest on purchases for six months from the date you open your account
  • An exclusive Barclaycard offer with Uber – Use Barclaycard to pay for your rides with Uber and every 11th trip, up to £15, is on us1 (T&Cs apply)
  • Free ongoing access to your Experian Credit Score (conditions apply)
  • Contactless payments of £30 and under
  • Manage your account online

If you decide to apply, please make sure you read part one of your application carefully. It tells you what you need to do to keep your 0% interest rates and what happens when your 0% interest offer ends.

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

If you’d prefer not to accept your alternative offer, you don’t have to go ahead with it.

Understanding how fees and promotional rates work can help you to manage your account. So make sure you’re up to speed on the types of fees we may charge you and how promotional rates work.

Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. To learn more visit barclaycard.co.uk/understanding-interest.

Your new account will be set up with digital statements. These can be found in your online Barclaycard account, which you will need to register for. You can choose to switch to paper statements at any time.

This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time. Terms and conditions apply and a Barclaycard is subject to application and status.

  • Are aged 21 or over
  • Haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years
  • Always make payments on time
  • Have at least four years' experience of managing credit
  • Have had a permanent UK address for at least three months
  • Have a personal income of more than £20,000 per annum
  • Are able to afford repayments on any outstanding credit commitments
  • Address details for the last two years
  • Phone number and e-mail address
  • Current employment details
  • Details of your annual income
  • Main bank account sortcode and account number

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Check if you're eligible

With our eligibility checker you can see how likely you are to be accepted for a Barclaycard before you apply. Plus, it doesn’t affect your credit rating.

Apply online

Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days.

Still not decided?

If this card doesn't sound right, why not use our  balance transfer calculator to compare offers.

Getting in touch

If you have questions about your application just contact us

Having problems understanding this information?

We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities.
If you would like to talk to someone you can call 0800 056 3486 from 8am - 9pm Monday to Friday and 9am - 1pm on Saturday.
Or you can visit any Barclays branch and speak to an adviser.