Low rate Platinum card

Low rate Platinum card

Looking for a card with a low interest rate? With 6.9% interest on all purchases, our low rate Platinum card could be the card that's right for you. With Platinum you can enjoy:

  • Free ongoing access to your Experian Credit Score (conditions apply)
  • Contactless payments of £30 and under 
  • Managing your account online

This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time. Terms and conditions apply and a Barclaycard is subject to application and status.

  • Are aged 21 or over
  • Haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years
  • Always make payments on time
  • Have at least four years' experience of managing credit
  • Have had a permanent UK address for at least three months
  • Have a personal income of more than £20,000 per annum
  • Have less than 10% debt on credit or store cards (excluding a mortgage)
  • Address details for the last two years
  • Phone number and e-mail address
  • Current employment details
  • Details of your annual income
  • Main bank account sortcode and account number
  • Details of any credit cards that you'd like to transfer a balance from (please note that we can't accept balance transfers from debit cards or from existing Barclaycard credit cards. You have up to 60 days from when you open your account to transfer your balance).

Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.

Check if you're eligible

With our eligibility checker you can see how likely you are to be accepted for a Barclaycard before you apply. Plus, it doesn’t affect your credit rating.

Apply online

Apply online in three easy steps and, if approved, your Barclaycard could be with you in five working days.

Still not decided?

If this card doesn't sound right, why not consider: our most accessible balance transfer - 18 months - 24.9% APR Representative (variable)

Getting in touch

If you have questions about your application just contact us

Having problems understanding this information?

We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities.
If you would like to talk to someone you can call 0800 056 3486 from 8am - 9pm Monday to Friday and 9am - 1pm on Saturday.
Or you can visit any Barclays branch and speak to an adviser.