All about your credit score

Unsure about your credit score?

If you can answer ‘yes’ to all of the following statements, you’re likely to have a good credit score, and should carry on with the card finder:

I always pay my credit cards, loans and bills on time

I always stay under the credit limit on my credit cards

I’m on the electoral roll

I’ve never defaulted on a credit agreement

I’ve never had a county court judgement (CCJ) registered against me

Find a card

If you can't answer 'yes' to those statements, we recommend starting with our eligibility checker.

It’s free to use and our credit card eligibility checker won’t show on your credit record and you’ll be able to apply knowing how likely you are to be accepted.

There’s no harm to your credit rating so it won’t affect your ability to get credit at a later date.