Identity Protection Existing Policies

Identity Protection – existing policies

Identity Protection Alert

Barclaycard Card Protection is provided by Card Protection Plan Limited (CPP). This product is no longer available to purchase.

CPP Information – Card Protection Insurance and Identity Protection Alert

In November 2012 the Financial Conduct Authority (FCA) announced that CPP Ltd must compensate customers, following sales practice that fell short of industry standards regarding card protection and identity theft products.

A scheme of arrangements has been agreed with the FCA in order to provide full redress to eligible customers, simply, quickly and without the need to use a Claims Management Company. The Scheme will write to all customers who may be entitled to redress from 27th August 2013.

Customers do not need to do anything at this stage.

To find out more information about the redress Scheme visit or call CPP on  . Their opening hours are Monday to Friday 8am to 9pm, and Saturdays 8am to 6pm. Alternatively, you can write to the Scheme at:

Scheme Processing Services Ltd
PO Box 250
NR18 8DG

Useful contact numbers (home and abroad)

call charge information

If you want to write to CPP the address is

IP Alert
Holgate Park
Holgate Road
YO26 4GA

Useful documents

IPA policy summary PDF (1.31 MB)

To cancel your policy…

Call CPP on 0844 848 4277  You have a statutory right to cancel your policy within 30 days of your renewal date and obtain a refund. Opening hours 8am - 8pm, seven days a week call charge information

Frequently asked questions

What am I covered for?
You can find exactly what you're covered for in your policy summary document.

What should I look out for on my credit report?

  • Keep a close eye on the areas of your credit report CPP have listed below to make sure you haven't been a victim of fraud:
  • Check company names – Check all the company names shown in your credit report against your credit card(s) or loan agreements to ensure they match up.
  • Check your payments – Experian uses a 'traffic light' colour coding system. If your status is green, you should be up-to-date. Amber means you're up to three months in arrears. The figure in the 'traffic light' shows the exact number of months your payment is overdue. Red indicates payments that are at least four months late.
  • Check your credit limits – Is this an amount you recognise as a loan or credit card you have? Check your most recent statements if the figure is higher than you were expecting.

How many times am I allowed to access my credit report?
You can view your credit report as many times as you like, at no extra cost.

How do I update my details?
Please call CPP on 0844 848 4277 call charge information 

How do I make a claim?
Please call CPP on 0844 848 5609 call charge information

Who provides my policy?
Your policy is provided by Card Protection Plan Limited (a member of the CPP group of companies). CPP will cover and undertake all aspects of policy administration, including the collection of premiums and claims processing, as agent for the underwriter, ACE European Group Limited.

How do I get charged for my policy?
You will receive a renewal notice annually for this policy.