Keep track of your credit limit and balance. You can do this anytime in the Barclaycard app or online through Barclaycard online servicing. Or you can contact us.
Review your statement to keep track of your purchases each month. Don’t forget to include any interest charges that may apply.
If your minimum payment doesn’t take you below your credit limit, you’ll need to pay more to avoid another over limit fee. Two ways that could help are by making additional payments at any time, or by setting up a regular fixed payment. By paying more than the minimum each month, you’ll be able to pay off your balance sooner and pay less interest. See how much you could save with our Repayment Calculator.
If you’re close to your credit limit, you could ask for an increase. Log on or register online through Barclaycard online servicing or contact us and we’ll do what we can to help you.
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