Simple ways to avoid an over limit fee
Track your balance
Monitor your purchases
Review your statement to keep track of your purchases each month. Don’t forget to include any interest charges that may apply.
If your minimum payment doesn’t take you below your credit limit, you’ll need to pay more to avoid another over limit fee. Two ways that could help are by making additional payments at any time, or by setting up a regular fixed payment. By paying more than the minimum each month, you’ll be able to pay off your balance sooner and pay less interest. See how much you could save with our Repayment Calculator.