The latest payment systems have greatly increased the number of ways you can pay your way, from contactless cards to apps and even via wearable technology. Today, payments are fast, flexible and efficient, allowing people to buy products and services or settle bills with the minimum of fuss.
Want to know more? Here’s a sample list of payment methods:
When it’s time to do the weekly grocery shop, or go on the hunt for a birthday pressie (or two), using your card makes it easy to pay online, over the phone, or in-store with chip and PIN - however much you’d like to spend, so long as it's within your credit limit.
And with your contactless card, it’s even quicker, and just as secure, to pay wherever you see the contactless symbol. Just tap and go using your contactless credit or debit card, no need to sign your name or remember your pin. Find out more.
Paying with your phone means the days of rummaging for your wallet are long gone. With this payment type, you can go from posting a selfie in the queue to paying for a sweet treat in next to no time.
To pay using your mobile phone you’ll need to download a payment app like Apple Pay, Pingit or Android Pay (see below). Once set up you can use your phone like a contactless card by holding it up to the payment terminal provided by the check-out assistant.
Linking your Barclaycard Visa credit card to the Apple Pay Wallet app1 is quick and easy. It means you’ll be able to pay using your iPhone or Apple Watch in store, whenever you see the contactless symbol or Apple Pay logo. Plus, you’ll be able to find out more about Apple Pay and start paying your way today.
And for Android users2, you can set up your Contactless Mobile using the Barclaycard app or Barclays Mobile Banking app. When that’s done, you can pay the fast, easy and secure way wherever you see the contactless symbol.
You can also use your phone to send money to friends and family with Pingit 3.
So when you’re eating out with your nearest and dearest and the bill arrives, you can say goodbye to splitting the change – you can use Pingit to pay your share or request money back.
You're able to send money to anyone, irrespective of who they bank with. If they are on Pingit or Paym then they’ll get the money instantly – if they aren’t, then they’ll get a text message instead with simple details on how to collect the money.
Just bear in mind that there are limits on the amount of money you can send and receive each day. The exact limit will depend on the type of account you have, how you’re paying and whether or not you bank with Barclays. Generally, you can pay a person up to £2,000 and a business up to £15,000 per day.
With a wristband, a fob, a sticker, and even a discreet loop which can slide onto a watch strap or fitness band, bPay wearables are prepaid, compatible with most UK credit/debit cards, and let you pay for anything under £30 without the need to reach for your card, or for cash4.
1 Available on eligible Apple device using iOS 8.3 or above
2 Available for Barclaycard Visa customers with NFC Android Mobiles using an operating system of KitKat 4.4.2 or above. IHG cards are currently excluded
3 Terms and conditions apply. You must be aged 16 years or above and have a current account in the UK, Isle of Man, Jersey or Guernsey (which can receive payments through the Faster Payments network
4 Payment functionality subject to application and acceptance of T&Cs. Chips valid for a minimum of 2 years. Once the chip expires you will no longer be able to use your device to make contactless payments